$15,000!!! You could get a car for that!
What is it 114 of then?
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2 years ago
OT Car insurance rise?
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2 years ago
Nothing they do makes sense. If I choose third party, the value of the car should be irrelevant, as it's only what I crash into that matters.
£500 5 years ago, but I've replaced every single part including the engine.- Vote on answer
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2 years ago
Without insurance, who pays when you run someone over, it's your fault, and the resulting lifelong medical bills come to millions?
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2 years ago
It's often recommended that you insure your car comprehensively rather than just for third party (fire and theft) even if the car is worth little because it can reduce your premium.
Often just describing your job in a different way (without lying) can change the premium.
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2 years ago
You are not necessarily just insuring the value of the car - you are insuring against damage (including medical or life changing problems) to third parties.
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2 years ago
Cubic inches, the volumetric measurement real men use, not those tiny little centimeters that make the underpowered feel good. 1200's has to be more thn 74 ci's, right? Do you measure your todger in centimeters?
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2 years ago
A friend had an Volvo his parents gave him when he graduated college. He could have afforded a new car but had some sort of attachment to it. He was under the impression his policy was written for his stated value of the car like some of the antique car policies. He was upset when after a minor accident the company would only pay out to restore it to its elderly condition not to pristine showroom condition.
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2 years ago
Who pays if an uninsured driver does so? When I lived in Massachusetts you picked your plates up at the insurance office. They figured they had an airtight method to make sure everyone was insured.
In Maine, you did not have to have insurance if you hadn't had an accident, which was strange.
The reality was Massachusetts and Maine had the same number of uninsured drivers, around 10% iirc.
The theory might be you can't do much damage on a bike. About 20 years ago, bike plates became permanent. Pay once and they were good while you owned the bike. When I went to MV on the year of switchover the clerk said "Well, you won't have to come in to register your toys anymore."
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2 years ago
We've never used cubic inches in the UK. Always cc since we gave up horse power.
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2 years ago
People who drive bangers that aren't worth anything. What's the matter with that?
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2 years ago
third part is not much cheaper than comprehensive and you get no glass cover .... I should know because I am cheap...
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2 years ago
plenty
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2 years ago
Lack of money to service the cars?
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2 years ago
That stupid shit is done here too. It's a catch 22 situation when trying to get a new car. Tax, MOT, insurance, ownership documents all requiring another one. I always end up not having 1 or 2 of them for a few days. In one case it took 2 months to persuade the DVLA I wasn't disabled so they would "let me pay for the tax", just because the car was previously owned by a disabled guy who got it free. The DVLA claimed they "didn't have permission to check if I'd insured it" so got nowhere.
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2 years ago
It saves a huge amount of money.
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2 years ago
If it ain't broke don't fix it.
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2 years ago
Doesn't work with ANPR cameras everywhere, those bastard pigs do you for anything nowadays.
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2 years ago
Even better to lie completely. Tell them you do 1000 miles a year, that gets you an enormous discount.
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2 years ago
You also need the MOT first. And the ownership document. That was the big problem, their online system refused the code on it, because they redesigned them to have an extra digit, and the website refused to take the shorter version, telling me I'd missed a character.
Ours doesn't need the VIN. Where the f*ck would you find that?
What do you do instead? I assume you don't have to tax it offroad.
And wait a month to get the new one. That happened when I sold a car 10 years ago. The guy got it towed for illegal parking, and couldn't get it back until he had the certificate. But he'd posted mine off and they hadn't sent his yet. Took much arguing between him, me, and the DVLA to persuade them not to charge him an enormous amount for storage of the car for a month while he waited for their own stupid certificate.
I couldn't pay anything, because I hadn't insured it according to them. My certificate was in the post and they couldn't check the database because they weren't allowed!
You haven't witnessed British incompetance.
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2 years ago
I watched one of those Police reality TV programs the other day where the bullshit commentary indicated that 10% of all number plates in the UK were cloned or swapped