Now the reason for asking.
I have recently bought a Canon 700D Digital Camera from the for a fair amount of cash to replace my old Canon 35mm film one which is covered by a two year manufacturers warranty (I am well versed on SoGA BTW) and refused the offer to buy a Currys warranty at the time of purchase (my usual reaction) and that was the end of it - or so I thought.
Now a couple of days ago, I received a nice letter and leaflet trying to persuade me to go against my instincts and buy the thing - and the problem is that having used the camera for a few weeks, and realising the complexity of it and any repairs to the electronics - I am now in two minds to actually by the warranty.
The camera cost around ?550, and replaced a Canon 35mm SLR so that I could be 'dragged into modern times'  - and I must admit, the facility to delete unwanted photo's, take photo's in the RAW format AND film HD video (and a few other nice tricks) is proving to be very useful for an old-timer.
 The words of No 1 son who thinks that I am an old dinosaur - cheeky sod!