I only have one experience with American Home Shield home warranty, but it is a good one. I purchased their warranty one morning. Later that very day, the dryer quit heating. I did not know what they would say since I had just purchased the product. I would not have been surprised had they been suspicious. But, in fact the wife had used the dryer the day before. In any case, they gave me no hassle at all. They were courteous, scheduled a repair, and it was done the next day - all just as the contract stated. I was very satisfied. I have been a bit hesitant about buying these home warranties, but this experience left a good taste. I hope any future incidents are as well treated as this one. All I can say at this point is, I bought their home warranty, and it paid off. A year from now...?
Steve