Barclays Rant

Nov 17, 2022 Last reply: 3 years ago 83 Replies

Plenty of home users disable the screenlock password to <cr> or qwerty.

Come to that I have known senior managers who should know better have their password on a postit attached to the side of their screen!

One of the cleverer recent scams involved stealing both and setting up a new phone to be the master by using the OTP that flashes up on some mobiles by default if the bank's preamble isn't long enough to hide it.

Once they have done that they can look up your bank card PIN using the app on the newly registered phone. You & Yours did a piece on it recently. There was another good one today too criminals putting fake QR codes over the ones on carparks, pub tables and EV charger points that redirect to a look alike site and steal your credentials.

The browser password store should be reasonably hard encrypted. Keyboard sniffing by malware is much more of a risk (although again there are tools to mitigate against that possibility).

Read my post again. My computer doesn't (and can't) remember my actual password. Would be a pretty crappy banking system that allowed it.

These are all excellent reasons for not having a smart phone.

Only if you are an antediluvian Luddite. A smart phone can be configured to be safe but unfortunately that is not the default. Ease of use has a very bad habit of trumping security in most people's eyes.

How can it be made proof against a fake QR code and associated fake website?

I have to use mine for every login to the site. I prefer it that way.

I am suggesting that there are people who do not set the PC to lock after x minutes of inactivity.

With mine the PINsentry device fulfils the role instead (and this is the topic of the debate).

I don't think this would be viewed as quite the same level of negligence.

Read my post again. I was simply agreeing with Martin, making no comment on your post. .

I'm pretty sure mine was done using the PIN. They wouldn't let me do it contactless. It was a posh car costing more than £100 :-)

Fairy nuff. But Barclays give you the choice of three different ways here.

And I'd say my 8 digit pass word very much more difficult to work out than a 4 digit pin.

No way I'd give out my PIN over the phone for anything.

But that's not how it works. The debit card goes into the PINsentry machine then you enter the four digit PIN and the PINsentry machine generates a new eight digit code each time.

And any pinsentry machine works. So if they've found your debit card and have one, all they have to guess is the PIN.

It wasn't over the phone. I inserted the card into a card-reader followed by the PIN. It was the same process as used in a supermarket, except the sum involved was higher.

My point was that I believe there is no upper limit for a debit card as long as funds are available in the current account.

Within I think three attempts. If you could do that, your time would be better spent at Paddy Power.

In message snipped-for-privacy@4ax.com, Scott snipped-for-privacy@gefion.myzen.co.uk> writes

Umm. I think I was limited to £50k per transaction when I was dispersing money from a house sale. Barclays.

Except that an unusual large payment is likely to be blocked until you confirm its validity.

20 years ago, I had a payment for our wedding flowers blocked. I paid with another card and it was only when I got home that the bank contacted me.

Which is why I needed to phone my bank to get the payment to go through..

Yes, I see there is an overall daily payment limit:

formatting link
's%20a%20maximum%20limit%20for,and%20Business%20it's%20%C2%A3100%2C000However, I think my point remains valid - no specific limit for the debit card itself. It follows the linked current account.

Join the Discussion

Have something to add? Share your thoughts — no account required.

Didn't find your answer?

Ask the community — no account required