Yes, thats why merchants are renegotiating contracts where possible.
There was a local case like you describe. A local family has some local
stores and they decided to offer a cash discount at the register. It
went to an upper level court who affirmed the decision against them.
On Tue, 19 Jul 2011 09:23:04 -0700 (PDT), DerbyDad03
I'd be pleased that I would get cash.
I like Menards and most of it's products. However I recently bought
something at Menards that was listed on the sign at $4.99. I went to
the check-out, used my debit card to pay for this item and others, and
I left the store. When I got to my car, I felt I had payed more than
I had estimated. I looked at my receipt and found they had charged me
$12.99 for this item that had been listed at $4.99.
I went to the Customer Service counter, had to do the whole "return
item" thing (pain in the ass). They admitted that their price
computer had a duplicate listing on this item and it was their fault
that I was overcharged. I was given an instore credit for about $8.00
(plus tax difference). I told them I wanted CASH back, (or refund to
my debit card), not the instore credit. They said they could not do
I could have really filed a complaint about this. They admitted it
was their fault, yet they wont give me cash back. I shop there often
enough that I did use it up a few days later, but still I had to
struggle with that piece of paper and make sure I remembered to use
it. In other words, just an all around hassle of ANOTHER piece of
paper to keep track of. Plus, Menards got interest on my money before
I used it. This is NOT right.
I did not persue the cash refund because I had already wasted a half
hour straightening this matter out and I had to get somewhere, and did
not have more time to waste. However, I was NOT PLEASED.....
"DerbyDad03" wrote in message
If you purchase something at home Depot on a debit card and then
return it, they will only give you a cash refund.
Even when you don't have the receipt, their system is able to find
your purchase if you give them the debit card, so they are obviously
linked up in the bowels of their computers.
Every other store I know puts the refund back on the debit card, most
times without even having to show them the card.
I'm now walking around with close to $200 in cash because of some
returns I processed yesterday.
I wonder what their rules are if I buy $10K worth of lumber and then
returned it. Would they give me $10K in cash which I would then have
to report to the IRS?
Walmarts in My part of Canada refund in cash only if you used debit cards.
Home Depots here refund debit purchases to your debit card.
Any purchase made by cash will be refunded in cash;
any purchase made by debit card will be refunded to
the original debit card.
That's what is says, but I've been given cash in return, not on my card as
You posted a link for Home Depot in Canada. I live in the US.
Returns within 90 days of purchase and with a valid sales
receipt will be exchanged, refunded in cash, credited to your
account or refunded via The Home Depot store credit.
Receipts for purchases made with credit, debit or check within
the last 90 days may be located in our system. Ask a store
associate about receipt look up.
So, even without a receipt, a receipt for a debit card purchase can be
"looked up", making it subject to the first policy, where it states that
returns can be "refunded in cash". They do say "credited to your
account" but it's never happened to me. I'm guessing they mean an
account that a business might have, not the account that my debit card
is attached to.
Also many banks charge a fee to deposit large amounts of cash that requires
counting, this way giving refunds in cash reduces the amount of the deposit
and the resulting bank fee. This method has two pluses for the merchant.
They save on the debit card fee and on the deposit fee. Any method to reduce
the banking fees to help the bottom line.
And less cash to transport by armored car. Back when Costco accepted
Discover you could get $30 cash back, treated as a purchase rather than
a cash advance, when you used Discover. It helped Costco reduce the
amount of cash that they had to deal with.
That's not true at all? Maybe it's just some specific ones. I work at a Home Depot and I deal with returns, really it mostly depends on whether you have your receipt.
The register SOMETIMES not ALWAYS gives us an option of choosing to make the return either in cash or debit. And to return it to the card you'll have to have the physical card on you
You're cashier probably just made the choice for you. But yeah. Like I said, sometimes there's an option of choosing debit or cash
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