If you purchase something at home Depot on a debit card and then return it, they will only give you a cash refund.
Even when you don't have the receipt, their system is able to find your purchase if you give them the debit card, so they are obviously linked up in the bowels of their computers.
Every other store I know puts the refund back on the debit card, most times without even having to show them the card.
I'm now walking around with close to $200 in cash because of some returns I processed yesterday.
I wonder what their rules are if I buy $10K worth of lumber and then returned it. Would they give me $10K in cash which I would then have to report to the IRS?