Woodpeckers isn't alone.

DerbyDad03 wrote in news: snipped-for-privacy@googlegroups.com:

So now we know what Leon likes to do. He builds beds and makes people late! *g*

Puckdropper

Snip

I understand your reasoning but I never had a problem with it.

Got a text one morning from my CC company. They asked about a charge. While on the phone I went on line to check my account. Not only was the charge in question fraud, but so was the Smashburger $49 charge the day before. Took only a couple of minutes and now I have a new card.

Discover had that a few years back, perfect for those on line purchases where you don't quite trust anyone, but they stopped that feature for some unknown reason.

-BR

Bingo ..

As I drummed into my youngest daughter growing up, if you know _exactly_ how much money you have, it makes it harder for someone to take it from you ... like your bank. for starters.

Even in the analog age, daily ritual has always included balancing, reconciling and dip-sticking accounts, now, in the digital/misinformation age it's often more than daily, especially with the ability to get instant and immediate updates on deposits and withdrawals on an account via text.

Especially valuable when you have a wife who once thought just because you had checks left in the checkbook, you had money.

Actually was behind someone at the local grocery the other day who ... wrote out a check!?!

I now check to see if the Senior Services courtesy bus in out front before I go in ...

"Ohh, look how much money I can spend today!"

My wife worked in a bank for many years. It wasn't a all usual that someone would come in and check their balance to see how much money they could spend. She'd remind them that the balance didn't include outstanding checks but that would inevitably lead to blank stares.

She got that one a lot, too. Seriously.

Of course, when SWMBO complains about some expense, I just tell her that "it's only money" and "there's more where that come from". Every couple of weeks it just magically appears in the bank account! ;-)

They still take them? I knew a restaurant owner who would rather take out-of-state checks than credit cards. He claimed that he lost a lot less on the checks.

Your house? ;-)

They probably found that their losses were less than the cost of the service.

I have not had a problem either but I would rather waste 4~7 seconds after reviewing the total to run the card than to have to hope the total gets corrected or voided correctly. Credits typically take a few days to show up on my CC's

You are still in complete control of what goes on your card until you swipe or scan it.

FWIW I have a $35 limit on all of my credit cards. Every time I have a charge for more than $35 I pretty much immediately get a text indicating the amount and to who. I also get a daily balance from the CC bank.

A couple of months ago I caught a $500+ charge and an even dollar amount to Costco. I immediately called and reported the charges to the bank and then called the store. The even dollar amount was to open an account and the larger amount was to purchase a Dyson vac. The rep with Costco was most happy to have that reported so quickly. There was no chance of them loosing any more to that perp using that account.

Did she wait until the cashier was done before (s)he took the checkbook out of his/her pocket(book) and *then* start filling it out?

And if did? Are you really in _that_ much of a hurry. Chill, dood!

Right back at 'cha, dude.

It was a joke.

Haircut appointment? I've never made an appointment with a barber in my life and if anybody ever asked me to I'd take my business elsewhere. I guess I'm old-fashioned--barbers are first come first served.

Of course after the last guy didn't know what a "buzz cut" was I started doing my own.

They're also a buncha assholes and liars.

I went to 6 different barbers in our town to have my beard trimmed. All gave me some bullshit excuse of why they no longer did beards. I finally had to have my beard done by a lady in a hair salon.

I did this monthly for 2 yrs until I finally found a male barber that would do my beard. He did an excellent job, but he was Mexican and spoke zero English. ;)

nb

Did you have to make an appointment? ;-)

How does a small business owner lose on credit cards? They should get paid no matter what if the card is approved for the purpose.

On 12/18/2016 8:48 AM, woodchucker wrote: ...

You don't think the card issuers just willingly "eat" any disputed charge shown to be valid do you? They "chargeback" those costs to the merchant for the transaction and the onus is upon the merchant to prove it wasn't their fault they accepted a card the shouldn't have or whatever. So, in the end, they may be out the merchandise, the payment for the merchandise, the original transaction fees plus additional fees that may be charged by the card issuer for processing the disputed claim.

Accepting them is kinda' like prescription drug disclaimers; if you really read the fine print you might not ever take the drug despite the promise of cure.

There are any number of other ways besides...

Not to mention the fixed cost of 2~4% on every charge that the CC company charges the retailer.