What I find interesting is the email notifications I keep getting from credit card companies and banks I have never dealt with - often American banks with no Canadian presence, telling me my accounts are being frozen due to possible fraudulent activity - and Apple saying my account may be in jeopardy - when I don't have any dealings with the "fruit" computer company.
That sounds like the kind of email that if I got it at work would prompt me to hit the big yellow "phishing" button and let our Cyber Security people deal with it.
Have you checked the actual email address for the sender. I receive many email supposedly from a bank or similar, and it comes from another ISP.
For example I gotten some Chase bank notifications from email address on gmail, and the like, easy to delete.
I have to wonder how many people think they are real and reply to the scammers. I've gotten them from banks in the UK too'
Got another call from "Windows" about my computer too. This time it was a female. I asked if she had big breasts and if she would marry me.
Exactly so!
In any given week, I'll see four or more of those slip through my "electronic condom" Most are very crude but some are quite well done and I can see how someone who is unfamiliar with URLs could be taken in.
Heck, I just received a heads up supposedly from NetFlix that was so good that I thought it was real. Turns out it was but I sure as hell didn't click on the link the email since their message was news to me.
Instead, I logged in as I normally would and I was immediately forced to change the password to my account just as the "phony" email instructed. Better safe than sorry.
I'm all in favor of the credit card issuer monitoring my transactions. American Express has ALWAYS done it and they would authorize charges of a thousand or more without batting an eye because they would compare the where, when and how much with prior activity that was unchallenged by me. OTOH, I've had them call me on charges for under $100 because something looked strange or they may have had a flood of fraud from a particular merchant.
What difference (other than added protection for both of us) does it make that they do this on the fly? They already/eventually know where you spent every penny that month.
I get (cell) calls all the time telling me that "There is nothing wrong with your credit account now..." , to which I mentally fill on "until I do business with you.", as I hang up.
Absolutely. In fact, they're only protecting themselves. That it helps you, too, is a bonus. At least in this aspect of credit, the interests really are aligned.
Half of them come from China, Russia, India, or Iran - the rest come from various other backwaters - including the USA.
HomeOwnersHub website is not affiliated with any of the manufacturers or service providers discussed here. All logos and trade names are the property of their respective owners.