details a charity managed to take £500 from his account.
I don't think the charity took his money, rather someone fraudulently set up a donation to the charity. If he'd reported it the money would be refunded no questions asked, whether he did that, or decided he didn't want a "tight-arse Clarkson takes money back from charity" story doing the rounds.
I agree but I wouldnlt want to be in that position of needing to claikm mon ey back from a charity I doubt you would either, as for the OP JoeJoe it;s up to him.
Yes, they could but there are safeguards. When I gave my bank details to someone collecting on behalf of a charity, I was: 1. Rung by that charity to check that I intended to give them money and 2. contacted by my bank to check I was intending to pay this particular charity. It was these safeguards that brought the matter to Clarkson's attention.
i wouldn't be claiming the money back. I was agreeing (or not) to pay it. Whether I asked for it back or not would depend on which charity and what its object were and whether I agreed with those objects.
As you don't say what this is, and how likely you are to get a local sale or how much money is involved and the likely postal charges it's only possible to guess.
However
As you advertised it for local sale cash on collection then the fact that the buyer despite being miles away is "very persitent" should immediatley send out a warning signal.
What's to say he or she isn;t going to be "equally persistent" when having taken delivery they find its damaged or doesn't meet your description ?
Basically if they can't understand simple phrases like "local sale" then what's to say what other phrases they're going to have problems with ?
If this thing is a "collectable" in any sense of the word then stay well clear as "collectors" can be finnicky to the point of derangement where condition is concerned.
And believe m, the fact that the payment has gone through and their money is safe in your bank account isn't going to stop them being "persistent" all of a sudden.
It is easy for an approved source to set up a DD to your account. But part of the reason for this is it is also easy to get back any money debited incorrectly. So not easy at all to steal money from your account in this way.
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