I've an up/down duplex in a hurricane flood zone (barrier island in FL). I
live up and rent the down (long term rental, not seasonal). I've not had a
flood yet, but I've come close during tropical storms and the recent
hurricane Charley gave me a scare. The downstairs appartment is carpet over
concrete slab in the living room and bedrooms, ceramic tile in the kitchen
and bath. It's time to replace the carpet (after hurricane season).
If I were living downstairs I'd prefer tile throughout, but that's just
personal preference, and the current tenant says she would be okay with
that. On the other hand, other landlords in the area have told me that
carpet is better because, a) people prefer carpet and that the appartment
will be more difficult to rent if it is all tile, and b) after a flood you
just rip up the carpet and replace so it is brand new again, with insurance
you have to pay for in any case.
I will appreciate input from any of you, but of course especially those who
have landlord experience.