All my other was just the simple version. Tax laws in the US are very difficult to know all the fine points, so I use a computer program and hope it is right.
Yes, that $ 3000 is very low now. One year I had a carry over for a couple of years. The stock crashed and did not make very much of a gain for a while. Not enough to offset a loss when a power company went bust. You would think that a power company could not fail, but they did . Should have known to stay out of anything controled by California.