Very true, but... the interest they are paying is excellent it waives £5.00 on every small order. As someone who makes an average of more than one order a week I would be far happier buying only the stuff I need when I need it. At the moment I'm having to keep series of wish lists and also maintain a larger stock of some goods just to help make the £50 threshold.
I've just tried it and I got a reel of 8mm microbore (several years supply in itself) and £25 quid of vouchers. Delivery was fully included in the price.
Looks like this £25 loan will make S/fix more convenient without making it more expensive. I wonder how long this will last...
I can stop playing this game simply by buying £50 of goods in one go (which I do quite often). 8-)
Once I have my £25 voucher I will view s/fix as a £25 minimum order service.