My point wasn't using the credit card, it was buying an already made, piece of crap workbench. Yes, that workbench might satisfy her minimal needs for a workbench, but at least you could have taught her how to set screws with a drill, assuming she couldn't figure it out on her own, which sure isn't rocket science.
Of course my point was watching her drive 80 to 100 screws without spending 30 seconds showing her how to set the clutch and set the last
79 to 99 screws correctly. This I mused bordered on child abuse...I never mentioned buying her a folding table. If my daughter wanted a work bench like you bought her, I'd tell her to go to HD or HF and buy it, put it together yourself. If she wanted to build one, I'd help her design, and build it herself. I would not stand there whilst she improperly tightened a hundred screws, particularly since besides reading directions, it would be about the only skill needed to assemble the thing.