There is FA dynamic range on any TV stuff. Very unlikely to exceed 20dB or so - and well within the range of the system, even with that 10dB headroom. Since every programme (in theory) has levels checked at all points in its progress from original sound gathering through post production to transmission it works just fine - provided you have people who understand how to measure sound levels. Pretty well all progs will be made to the same peak levels. It's what happens to them during some automated transmission system which appears to be the problem. If anything, worse than once was the case - although commercials seem to have been tamed somewhat. With that bloody continuity announcer being the main culprit these days.
Yes. But it is artistic. ;-) And cheaper to use personal mics buried under layers of clothing than to use decent mics in a sensible position. Even before the talent does the mumbling bit.
The big snag is most of the production team never watch TV. And are so familiar with their own prog they know the words off by heart.
Decent quality at the source would be a good start. Radio manage to make panel games with perfectly good quality dialogue. So why can't TV?