1. Home
  2. UK Do-It-Yourself Forum
  3. EV's and Insurance
  4. Page 2

EV's and Insurance

This is uk.d-i-y, not uk.legal.moderated :-)

I don't think there is any compulsion on insurers to take specific customers

- they can pick and choose based on all sorts of factors.

Reply to
Theo
Loading thread data ...

My bad, ulm has become so-politically motivated I was tarring uk.d-i-y with the same brush. Apologies!

Reply to
Fredxx

Mr Musk seems to have a solution. The claim is that all of the telemetry data streaming into Tesla HQ from the in-car sensors gives them much better ability to evaluate driver risk than anyone else. Currently Tesla appears to offer insurance via established companies, but in some US states Tesla already underwrites its own insurance. Let nothing get it Elon's way!

nib

Reply to
nib

My Leaf went from £390 last year to £652 last month. I have donkey's years of no claims and drive less than 400 miles per year. Comparison sites were all dearer. Maybe it's because I'm 83?

Reply to
The Other John

I've known two different cars (owned by a relative and by a friend of the family) that set on fire while parked and my mother had a car that started smouldering, but we managed to deal with that before it actually burst into flames.

Reply to
SteveW

It sounds very credible!

Reply to
JNugent

How likely is any of us to actually see a burned out EV that is on private premises (particularly in a garage)?

It's not as though you're likely to spot them on the hard shoulder of M6.

Reply to
JNugent

I'm currently in the States, driving a rented Toyota Camry. I was offered a Tesla for the same price. I turned it down point-blank.

Reply to
JNugent

Of course not.

Insurance is provided within a free-ish market (I only say "free-ish" because there is some legislation controlling repudiation of claims).

Companies are free to set their own terms.

Reply to
JNugent

Saga this time, Aviva and LV previously. All pretty similar over time. Different risks will get different quotes...

Reply to
Frank

Yep. I was paying a little over £400 for a 68 plate EcoBlue 2.0 Titanium.

Swapped it at start of last December for a 72 plate hybrid 2.5 Titanium. That was with two months left to run. I got a £6 refund!

But on renewal it had gone up to a bit over £500. Not the car, I guess, but the market.

Reply to
Bob Eager

Of course it's not a criminal act to refuse to insure a EV. The interest in this post is surely the hike in insurance rates from £500 per annum to £5000!

Peter

Reply to
Peter James

The bad news is that when they do, the car and anything within a 10 meter radius is usually a complete write-off

And we don't have many 15 years old BEVS on the roads yet. So its all very economical with the truth

Reply to
The Natural Philosopher

Well it used to be a common sight as joyriders just torched them But an ICE fire could be something as trivial as a cable chewed by a mouse shorting and causing lots of smoke A BEV fire generally is a raging conflagration that utterly destroys the car

He who pays the piper.

Reply to
The Natural Philosopher

When I bought an EV two year ago, I payed less that I did on my previous diesel. I now pay less that my wife does on her 11 yo petrol Fabia.

Reply to
charles

That appears to be because Tesla run their own bodyshops and insurance companies hate that they can't DIY, rather than anything to do with EVs per se. This is independent of the type of propulsion, it's just being a 'different' kind of car manufacturer.

(unfortunately the hike in premiums affects you as a driver even if you're happy to do all your own repairs)

Theo

Reply to
Theo

It's news of course - but surprising?

Not to me.

Just think of the frustration of people at normal filling stations when fuel supplies have been disrupted.

Reply to
JNugent

But there is another source of frustration with EV charging at a motorway service area.

When refuelling an ICE vehicle the driver stays with the car for whole duration of the refuelling and then drives away immediately freeing up the pump for others.

With an EV the chances are that the driver walks away from the charging station to have a piss, coffee, food etc. and probably is in no hurry to come back in a timely matter. The charging point is regarded as a parking space for however long the driver chooses to use the other facilities. Consider the frustration of having to wait for someone to return to a charging station long after the parked car has charged so that you can charge your own EV :)

Reply to
alan_m

When I charge my EV, I use an app on my phone to tell me when the battery is charged. I try and get to it just as charging is complete. I have met one slot where the car sat for at least an hour after charging was finished. This was at a shopping centre. ChargePlace Scotland tend to charge a punitive fine if you are there too long after chargng is complete. I think the limit was 10 minutes leeway at the last one I used.

Reply to
charles

In message snipped-for-privacy@candehope.me.uk>, charles snipped-for-privacy@candehope.me.uk> writes

10 minutes 'leeway'? That's enough time for you to fill up a petrol or diesel car two or three times over.
Reply to
Ian Jackson

HomeOwnersHub website is not affiliated with any of the manufacturers or service providers discussed here. All logos and trade names are the property of their respective owners.