EDF don't make sense

[Gefreiter Krueger]

Yawn.... please read other replies before stating the same thing.

[Roland Perry]

In message , at 15:51:08 on Sat, 2 Nov 2013, Gefreiter Krueger remarked:

Oh dear, another classic misconception - that victims of fraud are either greedy or stupid.

[Gefreiter Krueger]

Who is that frauded you then?

[Roland Perry]

In message , at 16:18:53 on Sat, 2 Nov 2013, Gefreiter Krueger remarked:

No-one yet, but I've worked in support of very many who have been victims though no fault of their own.

[Gefreiter Krueger]

Yeah right. You simply don't deal with dodgy characters. It's not rocket science.

[John Williamson]

So you wouldn't buy Adobe software, then? Thirty-eight million of their customers' credit card details have recently been compromised. Or Sony? or Apple? All of them have been hacked in the past.

[Gefreiter Krueger]

That's the bank's problem.

[Gefreiter Krueger]

And actually no I wouldn't use either of those three companies. They all manufacture utter s**te.

[Jeremy Nicoll - news posts]

I think they're chancers... But it depends a bit on whether your current cost of £74 / month is what you paid / month for the whole of the last year, and maybe whether they know if your last year's fuel use has been typical of your year-on-year uses.

A refund of £116 suggests that in the last year you overpaid by about £10 / month, ie the true cost of your energy was about £64 per month. They want to increase your payment to £80 - which is a 25% price increase if they think usage isn't going to change.

[Gefreiter Krueger]

If they think it's going up, then no point in refunding me. Even sillie= r is I was actually only eight quid in credit. They refunded me 100 qui= d and now I owe them. WTF?

-- =

Are you into casual sex, or should I dress up?

[Roland Perry]

In message , at 16:41:30 on Sat, 2 Nov 2013, Gefreiter Krueger remarked:

It's not that simple.

[Gefreiter Krueger]

Works for me. Maybe I'm just not as naive as you.

[Roland Perry]

In message , at 20:29:58 on Sat, 2 Nov 2013, Gefreiter Krueger remarked:

The opposite, actually. ie you are naive enough to think you are invulnerable.

[Gefreiter Krueger]

History shows I am. I'm not stupid enough to deal with the wrong people.

[Roland Perry]

In message , at 21:12:44 on Sat, 2 Nov 2013, Gefreiter Krueger remarked:

[Gefreiter Krueger]

I'm still waiting for your reasoning as to why you're so utterly pathetic that you get ripped off.

[Clive George]

Amex charge more AFAIK.

I use a credit card in the same way you use a charge card - DD set up to pay the lot off monthly. What extra does the charge card give you?

(the PP said he's set his up to the minimum payment to avoid scares. That's the opposite of what I want, because if you do that and forget to pay it off, you start paying interest)

[Gefreiter Krueger]

Forget to? I almost never can afford to pay it off.

[Roland Perry]

In message , at 21:45:43 on Sat, 2 Nov 2013, Gefreiter Krueger remarked:

I haven't been.

[Roland Perry]

In message , at

01:53:37 on Sun, 3 Nov 2013, Clive George remarked:

It's widely understood that they charge more commission, but for many traders the cash-flow is probably more important.

It's part of a bundle of services other than lending me money. Although they rot away over time (like the £250 cheque guarantee card part of the bundle) so I'm wondering if I really need it any more.