No cash accepted

[Terry Coombs]

Since when is getting money that *I* PAID IN being "on the dole" ? Yer an idiot .

--

Snag

[Ralph Mowery]

I take it the CC is a credit card. I can see that a CC fee would be charged as the CC comapanies charge a few percent. My state lets you pay by CC and the local tax office does too, but they charge for that. The credit union I have does a direct electronic transfer without a fee for most of my bills I pay.

The way I understand it, the CC companies made the stores sell it to you for the same pirce, cash or CC or they would pull your ability to do any CC with them. I think the Feds made it so the sotres could charge a CC fee several years ago.

When I am buying something, I ask how much it is for cash and not a CC. If they say it is the same, I use the CC as I get a percentage back. If they want more, I decide if I get back more on the CC or a bigger discount.

One gas station had the electronic sign that said something like Cash $

2.00 per gallon and $ 2.10 credit.

[Frank]

We never use a credit card when we go out to eat. When we pay we do not want to see our credit card disappear for a few minutes as that is how a lot of credit card info is stolen by unscrupulous waitresses.

I'll normally use a credit card for transactions above $20 but make exception and try to use cash only at local hardware store that always gives me the 5% senior discount. They make some of it back in not having to pay the credit card company for me using it there.

[Unquestionably Confused]

Yep, California takes their paychecks and then doles out an allowance after they take their cut and piss it away.

"notbob"? If I may ask a question to which I would seriously like to know the real answer: What job issues cash at a payroll window on a weekly basis? (other than maybe a landscaping crew or pickup laborers found milling about Home Depot at 7:30AM)

[Frank]

I blame spell check. They let stuff go if spelled correctly even if sentence does not make sense.

Used to get a 5 cent return on bottles here in DE but now we throw away the bottles and the state still charges the deposit but they keep it to help pay for recycling at the dump.

[Ed Pawlowski]

Works with small local stores. Not so much at WalMart.

Typical difference here in CT is 6 cents.

[dpb]

On 07/16/2017 4:44 PM, Terry Coombs wrote: ...

'Cepting it's not an actuarially sound program; the larger number by far collect more than they paid in plus what typical earnings would've been...

[Wage Slave]

That may be true for the SS disability fraudsters but not for most workers.

If you log in to the SS site, you can see your yearly contributions since you started slavery. Take those yearly contributions and plug them in to any good investment calculator with a modest rate of return and you can see the lump of money you'd have today. There's no way I'll ever get all of mine back.

The problem is that the democrats have been using the Social Security funds to fund lazy people.

[rbowman]

Which third world country do you live in? I've never been paid in cash but then I've only been working for the last 50 years or so. I do remember the days when you could walk into a bar and a guy sitting at a table in the back would cash your paycheck. Robbing that operation would have been a major mistake.

Now I get paid by direct deposit and hit the ATM every now and then for a couple hundred bucks of walking around money. The ATM is from my bank so no fee. About the only thing I use plastic for is gasoline and CostCo runs. Oh, and REI purchases since my membership number is on the credit card so if I dig it out I might as well use it.

[Ed Pawlowski]

Last year one of the big restaurant chains was paying people on a debit card. I don't recall the details but they could incur fees.

OK, I found this

Attorney General Schneiderman proposed the Payroll Card Act last year, when he looked into the matter, and found that many payroll card programs charge fees for all ATM withdrawals and point-of-sale transactions. 75% of the employees at 38 local and national companies that contributed data to Schneiderman's study, including Wal-Mart, McDonald's, and Walgreens, were charged fees while attempting to access their wages.

[rbowman]

Yet another reason to avoid businesses that make Simon LeGree look like Mother Theresa. The people who haven't figured out how to open a checking account don't help either.

When my employer figured out how to do direct deposit after about 20 years most people were happy. I do miss walking two blocks to the bank to deposit my check though -- Winter was kinda cute. I never did get up the courage to ask why her parents named her Winter or if she had a sister called Summer.

[Mark Lloyd]

[snip]

That happened when I needed a money order, and the store would only take cash. It seemed strange that they had no objection to my getting cash from the ATM five feet from the counter (that is, I actually used a debit card).

[Mark Lloyd]

[snip]

I normally use cash for anything $20 or less.

One exception is for a $1.09 root beer float at Sonic. At the time, it was easier than dealing with change.

[Mark Lloyd]

[snip]

Such cars need to communicate. Makes it easier to install tracking so some company can figure out which annoying ads to make you watch.

[Ralph Mowery]

The store does not own or have any thing to do with the money you get out of it. Say your credit card is fake and you buy from the store, the store may be out of money. If you use the same card on the ATM, it is the bank that is out of that money and not the store. You might as well go to an ATM 5 miles away as far as the store is concerned.

[Mark Lloyd]

[snip]

For awhile, gas stations around here would charge extra for credit. Then it became illegal (?).

Then the stations offered a discount for paying cash. It took awhile before people figured out it was really the same thing.

I usually pay by CC at the pump, because it avoids trouble with the "assumption of guilt" thing ('pay in advance', which requires 2 or more trips in for a fill-up).

[gfretwell]

They do not own that ATM and the bank will be on the hook if there is any fraud. The merchant also will not be paying the swipe or percentage charge on the card transaction.

[Mark Lloyd]

[snip]

I've had problems with that now. Often, the "mutant words" and 'not' and 'now', which can give the sentence opposite meaning. Worse than lose/loose or breath/breathe, some of the cost common errors.

Here, they have "curbside recycling" where they take mixed paper, plastic, and metal (no glass). Sometimes I've wondered it it's really just a way to get people to wash most of their trash.

[hubops]

... duh just think about it - how could a business pay the credit card company their cut < 4 or 5 per cent > and still offer you a money order for nearly no fee .. ? John T.

[Stormin' Norman]

Actually, there are many privately owned ATMs, especially in places like convenience stores. Such machines can be extremely profitable for those that operate them. A local casino has a number of private ATM's throughout the facility and they charge a $3 fee for each withdrawal. Considering the electronic transaction fee being paid by the owner of the machine is only couple of cents (if any), that is a great profit margin.

They want cash for the money orders because they would have to add the merchant fees into the fees they are charging for the money order. In ten states it is still illegal to surcharge the customer for using a credit card.