latex paint

[dee]

i live in florida, my house has tile roof, I painted with BEAR red latex paint, now the home association want me to remove it, what product i can used ?

[Rob]

You painted your tile roof with latex paint?

[Oren]

That's what he said :-)

-- Oren

"The voices in my head may not be real, but they have some good ideas!"

[Rob]

Well technically he said that his house has a tile roof and he painted something with latex paint, but we don't need to get too picky I guess.... lol

[Oren]

According to a "board member". Somebody in our HOA painted some portion of their house RED. The owner ignored letters to correct the CC&R violations. Eventually, there was a lien placed on the property. The HOA will collect if and when the owner sells the property.

-- Oren

"The voices in my head may not be real, but they have some good ideas!"

[Buck Turgidson]

You might have to power-wash it off.

[Charlie Bress]

I was in an HOA where one owner moved out and stopped paying the monthly fees. The HOA put a lien on the house. They followed up with the usual letters and the threats to forclose the lien. Eventually they did foreclose the lien and the house ended up in a foreclosure sale. Somebdy bought it for enough to satisfy the mortgage, taxes and what was owed to the HOA. It was the first time I got to go to a foreclosure sale. No, I wasn't a bidder. I lived next door to the property involved. This was in Florida. As you can see there was no need to wait for the owner to live up to his responsibilities or sell the property.

[Oren]

In my HOA, the lien cannot be transferred to a new buyer by law. The owner can't escape the money owed and has to clear the lien. Our HOA can in fact make the corrections to an owner property and then add the cost to fines, etc, etc.

-- Oren

"The voices in my head may not be real, but they have some good ideas!"

[Norminn]

Our city has code that disallows - I forget the term, but something like "unusual" - color but doesn't specify. The city or county got after someone who painted "for sale" on their roof. Ennyhoo, the OP should read the HOA documents to see what the rules say. Latex paint on masonry is normal here, but not red. Probably need a couple of coats to cover it. If the documents don't disallow it, I would write a letter to appeal if I had my heart set on a red roof, in hopes it will be time to repaint before they get real serious.

In our condo, similar to many HOA's, we don't own the outside so would not be allowed to paint it. I should say, it is common area, not ours alone.

[Norminn]

clipped

In Florida, if it is a homestead, it can't be taken for debt other than unpaid taxes, I believe. Homestead has to be primary residence, etc.

[Oren]

I understood (many moons ago); Florida's Homestead Exemption was to exempt $25,000.00 from taxation, not really to protect assets but to give a tax break on the 25K.

In NV we file a Declaration of Domicile establishing residence. My last understanding is it protects the home owner from having a home taken for owing debt (exclude mortgage lenders,tax). I mean an HOA cannot take the home due to fines, liens, etc. If they can pile up interest, why would they? (gotta check this again)

-- Oren

"The voices in my head may not be real, but they have some good ideas!"

[Oren]

I use exterior latex on my "Taco Bell" looking stucco, but would never consider it (or any paint) for the Spanish type barrel tile on the roof.

Documents are important as you say. I've seem some Condo HOA's (Las Vegas) that do not maintain the outside; leaving outside paint and repair up to the owner.

Being from FL I never witnessed "painted tile" as a younger person.

I did see an HOA issue a fine, because the Boy Scouts set up tents to dry several tents; (Cape Coral, FL) after a camping trip.

-- Oren

"The voices in my head may not be real, but they have some good ideas!"

[Charlie Bress]

I don't know if it was homsteaded or not, but it damn sure was sold. The guy had moved out of the country and had someone (lawyer?) covering the first mortgage which also might have had the escrow account for taxes. I guess they didn't think the HOA could do anything. They were wrong. The couple that bought it fixed it up and sold it.

Charlie

[Oren]

This should read City Ordinance[?] fine, not a HOA fine.

Opps!

-- Oren

"The voices in my head may not be real, but they have some good ideas!"

[mm]

In Md. I think the lien has to be renewed periodically. Every two years? Without hiring my own lawyer, I haven't found out how we can foreclose on the lien. I assumed we could, but afaik, we never have.

From another post,

Oren, the other members of the board would much rather have the money than the money and som interest years from now. I don't get all upset when someone owes money, but even I would rather have the money now.

When we want to earn money, we buy a CD or something. A lot of people like their, and their HOA's, books to look clean, All the bills paid and everyone who owes us money having paid it. AND, they really resent that, in their view, some people don't think they have to pay the bills that all the other people pay.

I, myself, don't think that is the reason they haven't paid**. I do think some are very short-sighted and materialist, and if they would stop paying 40 dollars a month for a cell phone, or 40 dollars a month for cable, they could pay the 39 dollars a month HOA bill. But I'll bet at least half don't have cable or a cell phone anymore. But regardless, I figure as long as we get our money some day, plus interest, that's good enough for me.

**I got a traffic ticket once for driving through a gas station to bypass the light at the corner, when I was planning on turning right at the corner. At my hearing, the judge complained that I thought the laws didn't apply to me. But that wasn't it. The light and the narrow road leading up to it created a real bottleneck that made people wait through two or more lights to get the through the intersection. I thought I was doing everyone** a favor by going around it. And I would have advised everyone else in the same situation to do the same thing. **Everyone behind me then and for the rest of rush hour. I had made the line one car shorter for all those people.

[mm]

I didn't know there were HOAs where the owners didn't own the roofs. I do own mine, but we have no rule about roof color. But not because I own it. I'm not allowed to paint my house any other color than the one it was built with, and I own that too.

But someone would have to explain to me why the roof *tile* was painted. I don't think that is a good idea.

[Jeff Goldberg]

"dee" wrote

Usually tear-off shovels do the trick. I hope they realize, you will get wet, when it rains.

[Norminn]

clipped

Most folks around here have concrete tile (not clay) and paint it. My guess is that concrete lasts longer? Less expensive?

Every once in a while an HOA makes the news - last one I recall was the wife of a soldier in Iraq who had signs in the yard, which were against the rules. I think she got fined, and refused to take down the sign. Before that, a dying kid whose parents built a two-story playhouse in the yard. Nobody has shot anyone in an HOA meeting for a while :o) A couple of our board members have advanced degrees in mental torture and harassement; cops don't do anything, even when I offered to do the paperwork :o)

[Oren]

Once I had the HOA police collect and not return my garage sale signs. No wonder the slow down in sales!

They did a "grab-by" :-))

A Specific model was sold by the community center and under every circumstance must be used.

-- Oren

"The voices in my head may not be real, but they have some good ideas!"

[Art]

Rules vary by state and after some ridiculous actions by HOA's in some states many states have reduced their powers by law.