Is This True?

Hello, Here in Florida i called a heating/cooling place to have a heat pump installed. They said i couldnot have a "Packaged Heat Pump" because i donot have a trailer (mobile home) where they can run the duct work underneath the floor. I have a house and they have to run the duct work in the attack, therefore i cannot have a "Packaged Heat Pumb", and must have a "Split-System Heat Pump" because of the ductwork. Is that true? Here is what i mean by "Packaged Heat Pump" and "Split-System Heat Pump": Packaged Heat Pump: Split-System Heat Pumps:
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