Insurance qustion

HeyBub · 2013-03-05T02:15:08+00:00

Two weeks ago my little S10 pickup was struck, while parked, by a U-Haul truck. My pickup is 15 years old, but only has 98,000 miles on the clock (I don't get out much). U-Haul referred me to their insurance carrier and, after proof of ownership and a witness list changed hands, they promised to send over an adjuster today between 1:00 and 4:00. It's 8:00pm and he's still not here. Anyway, I figure it will cost about $900 to fix the truck, but for that amount I'll bet the insurance company will total the thing and offer me five hundred bucks to just go away. Frankly, the truck is worth MUCH more than that to me. So I compute my best plan of action is to decline U-Haul's offer, whatever piddly amount it turns out to be, and march against them in small claims court. Counting the damage, replacement vehicle rental, and loss of consortium, I should file for about, oh, $3000. I further estimate that U-Haul will likewise compute that it would cost them more to defend the suit than to just cut me a checky-poo for the three grand. Your experiences along these lines, observations, and advice would be much appreciated.

Insurance qustion

Mar 05, 2013 65 Replies

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dadiOH 13 years ago

First of all, mine was a 124, not an X-1/9.

Secondly, I did indeed drive it daily for 27 years. How the f*ck you think I got around? It was the only car we owned.

Thirdly, I never mentioned mileage although it did pretty well...35 mpg on the road and - IIRC - a bit less than 30 in town. High 20s maybe. Or did you mean the miles ON the car? I have no idea why you would dispute that,

160,000 mile in 27 years isn't exactly a bunch and about half of that was in the last 9 years.

Fourthly, you are welcome to come look for yourself, it's sitting in the garage.

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trader4 13 years ago

Man with that endurance and longevity it should be in the freaking Simthsonian.....

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Chomper 13 years ago

I don't know of any insurance, which is free. What state don't you pay for insurance?

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krw 13 years ago

Surely you're not as stupid as HomoGay and Dumbie! Well, maybe...

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Chomper 13 years ago

Nice try. I'm sure you feel silly (read stupid) by making the comment I

*pay* for the insurance.

Go fish somewhere else, or drink another and pass out.

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krw 13 years ago

Yes, I see that you really are dumber than Dumbie. Of course you

*pay* for insurance. You pay *MORE* for such silliness.

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