That's 5 degrees is just a guesstimate from me, and it's always somewhat subjective. We have ceiling fans in most the rooms where you sit or lay. Keep the AC set on 80. Sometimes we drop it to 78 when humidity is high. I'm guessing I would need 75 to get the same comfort level with no ceiling fans.
I use a 12" oscillating desk fan by my basement work area, so you don't need a ceiling fan to test comfort level with moving air. Main thing with ceiling fans is blade size and design, and motor noise. I've got cheap paddle blade ones that move air well enough, but are hummers. My sister has some nice dead quiet ones in her Florida condo, with smaller blades that move more air than mine. Shaped metal blades. Probably a big cost difference.