Bank lobbies re-opening?

Not sure I would keep it and would try to get it back to them promptly. Not sure what the Fed limit in tax owed without an interest penalty.

I had that problem with the state a few years ago where it was a pain to make quarterly payments and I just paid at the end of the year. They waited two years to tell me I owed an interest payment.

They can owe you a fortune but will not pay interest but if you owe them over a certain amount you will have to pay an interest penalty.

It has been several years but I made a filling mistake where Feds refunded over $4,000 that I should not have gotten. I did make sure to correct and repay them promptly. Recall it took a bit of correspondence.

Reminds me when my dad died I called Social Security promptly to get his check deposits stopped. I just gave them his SS number and that was it. I imagine if you know the SS number of someone you dislike you could play them a nasty by telling Feds they died.

Unlikely that they don’t check if they have actually died.

Funeral home took care of that but I had to give them a death certificate. SS wanted a payment back though even though it was already halted. Took a few phone calls, a form and 6 months to get them straight.

Don't forget we are dealing with the government.

If you are lazy and the 0.25% your bank is paying you doesn't bother you, why not send in the whole nut in 1Q and avoid interest or hassle?

Unless you buried the deceased in the back yard, the funeral home will contact SS. I never called anyone but the checks stopped for my Mom right away and they clawed back the few days at the end of the month she died.

On 5/31/2020 12:08 PM, Ed Pawlowski wrote: ...

Well, that's not necessarily so, either. The refunds have been direct deposit (altho it's been a while) but this was the paper check others have described.

I had presumed since do electronic file and they have the bank info as well as SS having it would have been direct deposit, too, but not. Didn't show up until just this past week; I had figured wouldn't be getting anything as self-employed and all...

--

One year when I was feeling snotty I put 'survivor' in the occupation box. I never did that again. Then there was the year I was a forest service volunteer. No income, no filing, right? Says so in the directions. After a few discussions with the IRS I asked if I should file even if I didn't have to file. 'That would be best.'

Life is too short to butt heads with that particular bureaucracy.

I never knew what the whole nut was in the first quarter.

To try to get this thread back on home repair, how do you bury someone in the back yard?

For normal soil what kind of shovel do you need?

The state of Delaware did not supply quarterly payment forms on tax returns at the time - over 20 years ago. To set them up you had to call someone to have them sent out. When I went to get it set up it took several days to get in touch with the guy that sent them. I had believed that since I only owe them about $800 I would pay at the end of the year but found you could not owe more than $600 with penalty. It was not a large penalty and I had it remitted when I discussed it with them.

No time to dig a hole in the back yard? Just get a freezer.

Updated 12:19 PM ET, Fri May 29, 2020

In Florida you can do it with a shovel but in that clay and bank run gravel you have up there in Maryland, I would rent a small excavator.

Many people do not realize it is legal in most states to bury someone in the yard. Zoning laws may apply. No casket or burial vault required except in MA and LA.

Digging can be difficult if you has solid clay or a lot of rock.

Aunt Sally in the front yard may also affect resale value of the home too.

Cremation is the way to go. A small urn on the night table is better than a hole in the ground, IMO.

I get a kick out of those movies and TV shows where someone is digging a grave. Around here an excavator, a rock drill, and some explosives would help.

F*ck that, into the bin the ashes go.

My brother went that route with the original plan being to dump the ashes into the ocean. Unfortunately one of his sons was concerned about the environmental impact, necessary permits, and so forth so it turned into a major production rather than a 8 mile drive down to the beach. Family can screw up the best laid plans.

Permits? Yeah, sure. Technically you have to go 3 N miles out and nothing is needed. Unless it is dark or the beach/pier is empty. You can also by a $229 biodegradable deep water urn to toss into the sea.

I'm wondering how many banks are going to go back to "how it was before" after the covid scare is over?

I'm thinking that now that they have proven that they can do business just fine without having "open doors" to their lobbies, they're going to keep the "appointment required" for lobby visits permanently...