I am renovating a property which at the moment is unoccupied. I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working.
So I'm looking for insurance companies that would take this on.
mark
Go to an Insurance Broker rather than direct to the insurance company.
I was arranging a mortgage on a simalar property with Nationwide, and they quoted me for the same situation no problems!
So it is occupied... by you, you eat, drink and work there, the only thing you don't do is sleep!(unless of course you take a siesta)
I second the local broker, I insure bike, cars, house (well I do now.. but thats another story!) and they were better than online quotes with the advantage I can go in and see someone face to face.
Des
That may be true, but the Insurance Company will probably see things differently, and it's your duty to advice the IC of any material facts that might reasonably affect their assessment of the risk.
In message , Dieseldes writes
can you do better than aunty carole ?
Of course it isn't occupied, in insurance company terms.
David
Had the same problem while administering my mother's estate. Forget which company I found, but ISTR the premium was bumped up 50%.
Usually the people who you have your own current house insurance with will do it - CIS did it for us and when chatting to the lass on the phone, she said that it's normal for others to refuse but existing company to accept.
Yes, last year, but just having had a mail shot in for auntie C, I tell you in a couple of days!!
Des
In identical circumstances I used
Can't really reccomend them unreservedly as I never had to claim on the policy, but had no problems with them otherwise.
David
In message , Dieseldes writes
I'll send you details - the blade's up for renewal on, I think, the 25th
email's valid, I take it, if not, mine is
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