As sems to be well known, I have not lived in my house for over three
yesars, after being driven out by a concerted campaign of domestic abuse
from a mentally ill very nearly ex-wife.
I have maintained insurance on te property as its in my name.
Now I have got a court judgement to pay the ex off and get her out, the
lawyers raised the prospect of malicious damage.
In order to buy her out I will have to mortgage the property and rent it
out at least till I can find a way to make a shitload of money. Or sell it.
This however is what the unhelpful insurers say:
"Following our telephone conversation, I have spoken with our
Underwriters in regards to your policy for xxxxxxxxx
We are unable to transfer this across to our Landlord’s policy until the
property is occupied by a tenant and not by your ex-wife.
I did check the cover we provide and Theft or Malicious damage by the
tenant would be excluded under our Landlord’s policy as well. "
I know there are people who rent out property here. Is this normal? If
your tenant trashes the place you can't claim?
A lie can travel halfway around the world while the truth is putting on
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