Hi all
Just an observation that may be of interest. In the process of trying to renew house insurance. Rang the current company - Barclays. If I accept their valuation on re-build cost, in my case £181000, then they will actually cover upto £500000 worth of costs. If I ring them and tell them that I specifically want the re-build cost to be £181000, then I will pay the same premium, but they will not extend the cover should there be a shortfall.
WTF?
Phil