I think I have one of the same cards. It is a Visa card and can be used
whever they take than kind of card.
I have a Master card from Paypal that gives so much back on some things. I
buy a lot off ebay so have it tied to that card, but can use that card
wherever they take Master card.
Been using Amazon Credit card for years.
You only spend the credits at Amazon.
On ANY Amazon purchase.
It's definitely a case of getting a bunch of free stuff.
New PC Speakers
Torcik Wedlowski - Chocolate Wafer Tart
Some brass door knobs
IRWIN Tools Carbon Door Lock Installation Kit
Sea Sponge (for sponge painting)
All free, paid for with Amazon Credit card credits.
A deal too good to be true, but it's for real.
Beats the hell out of driving to the store too.
I went to 3 paint stores, including HD for the sponge.
None of them had what I wanted.
Amazon, one click.
Depending on how much you use your
card and how much you buy, you can get a bunch of stuff for free.
I think the interest on my card is 19.9%
but in the 30 years I've had it this was the first time I was ever
charged...since I always pay my bill in full.
Like I said: If I don't get a response to my email I might as well call
Interestingly, when I turned on my computer today I saw that my bank had
already replied last night.
They said there was nothing they could do locally as my credit card is
handled by Cardmember Services. They apologized and gave me the phone
I called and it only took me a minute to get to a real person. Main
reason I did not want to call was because I thought I'd spend an hour
navigating their phone system.
Bottom line is that if the bill is not paid in full...there is interest
....PERIOD...it does not matter how much I was short.
I thanked her and hung up.
Like I said, the fault was on *my* end so I am not going to get upset
over this. By the virtue of me accepting the card, I have agreed to
Moving on...once the check for my most recent bill clears...I'm going to
auto pay. (Thank you Oren for the suggestion.)
There was good news elsewhere as I finally did my taxes yesterday. I had
been putting off because I thought I'd be owing this year...but instead
got a decent amount back.
I use TaxSlayer to file on-line and it was easy. They carried over my
last year's info, but I had to delete my savings account.
When I tried to fill in the interest I earned, the 30 cents I entered
was seen as a blank field!
I would call again and see if you get a better person. If still no go, you
should mention how long you have had this card and ponder openly if you will
keep it, given their attitude. Then ask to be connected to the retention
desk, after again asking for the name of the person you are currently
I have had much better cooperation in the few times I had to call a cc
company. Which company are you using? Maybe a good warning for all of us.
This is a good reason to collect all the rewards $ you can from cc
companies. If you still get stuck with this, it will be offset in spades by
the rewards you have already collected.
And tell them the statement you received was poorly printed, which is why
you could not make out that final number.
And, perhaps most importantly, don't you check your receipts against the cc
statement? That would have shown your error before you paid.
On 03/21/2016 08:44 AM, taxed and spent wrote:
Of course I do...and like I said...the fault was on my end.
Why would I expect Cardmember Services to change their rules for MY error?
I looked at the cc stub but the number I wrote is clearly a six, I can't
claim that /they/ entered the number incorrectly.
I am now done with this matter. I get a few hundred dollars back each
year for using the card and have made a small fortune on the stock I own
in the company.
Nobody is saying they should CHANGE their rules, just waive an $11.00 charge
on a two cent underpayment by a good, long term customer. Decent cc
companies do such things. I imagine you are not being even a halfway decent
advocate for yourself. Just my two cents.
I like my Visa card, but the folks who handle it are "Cardmember
Services." They could care less. No call center in India could possibly
care that I've paid right on time...in full...for 30 years. It says
right there on their computer: balance was not paid in full. (and they
It's all good, although I would not deal with a company that would do
such a thing, considering the amount. But, if you're happy with it,
We actually got a tax refund this year, something I haven't seen in the
last 10 years. The reasons for it are not good ones, but whatever.
I would not be thanking anyone.....
I would have set the phone next to my table saw and said "You are about
to hear my credit card from your company, go thru a saw blade". Then
started the saw and ran that CC across the blade, cutting it in many
Then hang up the phone!
But as long as these crooked companies know there are people who will
tolerate their abuse, they will continue to abuse and rob people, while
they laugh all the way to the bank. And the more they get away with it,
the more they will do it.
Companies like this should face continual lawsuits, or better yet, have
the windows shot out of their buildings, and hand granades tossed
inside. But Americans have become soft. They just tolerate these
companies and ALLOW these rip-off companies to give them the shaft up
their ass. I'm glad to NOT be a part of the "soft" crowd who allows
these crooks to screw people. That's precisely the reason I wont allow
any one of those corrupt f**king credit card companies to put my name on
thier "plastic key". The key they will use to fuck me over, a soon as I
sign their filthy paper.
These companies are THE ENEMY. They promise all sorts of lies, when in
fact, all they do is rob and screw people for their own advantage, and
they target those people who have the least, because they know that the
poorest people can not afford lawyers to fight back.
But it dont have to get to the point of needing lawyers, or resorting to
violence against these crooks, if people simply refused to do business
with these companies in the first place. I get lots of free offers for
credit cards in the mail, often containing a so called "pre-approved"
card. Every one of these cards meets the same fate, they go directly
into my wood stove, trash burner, or wood chipper. We already pay for
the right to use "greenback dollars", when we pay our taxes. Why the
hell should I have to pay another "CROOKED" company to manage my money,
when I am already paying to use the government issued currency!
But there will always be lots of SUCKERS, who beleive their lies and
refuse to fight back, and these crook companies know it.....
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