I am on the DO NOT CALL list. I still get calls, and that really pisses me off. This week alone, I got 2 calls from my ex-wife, one call from my mother, another call from my bank, a call from the local auto parts shop telling me my part is in, a call from my insurance company, and 3 calls from my brother. I thought the DO NOT CALL list, means *** DO NOT CALL ***
The Do Not Call list does not apply to:
Private individuals, e.g., your ex, your brother;
Political and charitable organizations;
Businesses with which you have an established relationship, e.g., your bank and insurance company.
Sounds you might just as well cancel your phone service. Is there anyone you *do* want to allow to call you?
Perce
I look at the caller ID and let the answering machine get if, if I see one of:
Businesses that hide behind these holes very seldom leave a message on an answering machine. That makes it look like their products or services are so bad that no one able to think about it would want them.
a congress member wants a do not call list for junk mail. I support that, tiring of a 30 gallon trash bag weekly of unwaned junk mail.
the post office head said no way you will put us out of business. postal service junk mail pays most of the bills.... first class mail would go up in cost.
poastal service unions have a no layoff clause, so less mail wouldnt cut payroll........
Much of the mail includes a return envelope so I send back a lot of what comes in. I'm sure to remove my name on the credit card apps though.
I do this too.
Maybe if we ALL did this they would stop putting these things in magazines as well? I sent potato peelings one time as I was peeling potatoes at the time and it struck me as funny to send them some of my junk as they send me there junk.
A friend put fishing sinkers in the Reader's Digest envelopes before returning them.
Perce
wrote
You should register with the direct mail association:
nancy
"SteveB" wrote in news:13aue5-8mq1.ln1 @news.infowest.com:
This works at the post office, too. I kept getting pre-approved credit card apps from JP Morgan-Chase Bank, platinum business cards. I sent two back saying no and take me off the list, but they persisted. So, I started sending them in to see if they'd really send me more cards. (I already have one.) They kept sending them and sending them. I have 10 Chase Business cards, now, all with different numbers on them with really high credit limits....all with 3% cashback and no fees. Every month, I rotate using them to keep them active as you must use them at least once every 12 months to keep them active. I can now afford open heart surgery at the best hospital in the country with the highest priced vampires.
So far, noone as questioned why I have so many Chase cards.....stupid? Them or me? The cost me nothing as I always pay off the bill...no interest, no charges.
One hand has no idea what another hand is doing in big corporations.....
Put a lot in there. Enough so that it goes over the one ounce limit, and then they have to pay to get the letter. I'm starting to do that, and put RETURN TO SENDER on the outside when I don't have the time to properly mess with them.
Steve
So how did you make out with RETURN TO SENDER? I tried that recently because I am FLOODED with charitable solicitations, sometimes
5-6x/annum from the same outfit. What happens, I found out to my sorrow, is that each charity/organization I donate to -- I send small checks/membership renewals to many -- sells or exchanges its list with 'n' others, no matter in some cases if you tell them not to. The result is an unending torrent of letters, some -- amusingly enough-- from organizations I OPPOSE!
Yes, I tried recently to put REFUSED RETURN TO SENDER, but the carrier dropped them back through the slot. I called the Post Office. The lady said that if I refuse mail, they will stop delivering!! Whatthell is THAT about?
For the nonce, the junque is going back into the recycling, but that does not address the issues: Killing trees [environmental degradation; paper-making is one of the most chemically polluting technologies] to create junque that is sent by air [carbon] and sorted at several stages involving transportation [carbon] and delivered by carriers whose load might well be lighter if...
If someone more ambitious than moi could clarify the postal regs involving RETURN TO SENDER - perhaps REFUSED was the deal breaker? - we could all profit.
[...]
I have problems with abusing or insulting the callers. THEY are not the problem; it's the companies that hire them. Would you rather they'd go on welfare (your tax $) than try to earn a living? These are not the cream of the crop, but at least they're working. Imagine how swallowing insults all day affects their health. Yes, before you start hurling thunderbolts -- stress DOES seriously affect people's health -- to the detriment of all of us.
My method is just to say politely: "I do not accept telephone solicitations. Please remove me from your calling list." Seems to work, as I get very few such calls, and when they goof and call again, I remind them this isn't making friends for the organization.
The kind of bullying described above, IMHO, is cheap and tacky. Treat everyone as you would want to be treated yourself, and don't take out your own problems on others.
It's my understanding -- open to correction -- that applying for many credit cards is detrimental to one's credit rating. The thinking of the Big Three rating organizations is that somebody who needs that many credit cards might be a little shaky in the finance department, so they need to keep bouncing from card to card.
I would genuinely like KNOWLEDGEABLE input on whether this philosophy of the rating orgs. is valid. (Personally, I stick to about 2 or 3 -- why more?)
BTW: Doesn't the above message echo some of the attitude that caused the sub-prime housing bust, which is now affecting economies around the world? IOW, extend credit promiscuously?
Yes you are correct in what you posted. Opening them isn't a huge deal it's when you close them that you have trouble with your credit score. Each credit card carries its separate revolving credit account (of course) and the debt to credit ratio is a good thing (if you always pay off the cards at the end of the month - shows responsibility blah blah blah). However when you decide to close several arbitrarily it shows a changed (negative) debt to credit ratio and your FICO score drops like a bomb.
I just say "not interested" and hang up. Because *my* time is valuable.
But I don't see the telemarketers as poor hapless would-be welfare cases trying to earn a buck. They've accepted a job which is all about being rude and intrusive, instead of a job getting breakfast to a trucker in a diner or shovelling gravel into a french drain for a landscaper (and yes - I've done both). I don't have time to play games with them, but I'm not exactly going to cry tears over their getting the brunt of others' frustration with them either.
Banty
Most of my donations to such organizations are with cash, sent anonymously for that reason.
[snip]
If my computer is on, I turn up the volume, put phone near speaker and log in here:
Or they get a donation from you and somehow decide they will get another one if they send you a solicitation each week. The way I stopped that is by using $0.35 money orders. They get the money but nothing to enter into their database(s) for future use.
"djay" wrote in news:xA1Tj.1313$sp.47@trnddc02:
All this assumes, of course, that you CARE about what "they", the fractional bankers, think about you. As I don't care, any more, and haven't since 1991 when I finally walked out of the debt trap into the clear air, it doesn't really matter.
They DID, beg me to take them, understand....(c;
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