I spoke with the adjuster today. I need to fill out paperwork and include a
list of items stolen. They also asked for me to provide any evidence of
ownership I could such as receipts, owner's manuals, etc, and said that they
do understand when you don't have paperwork for every item.
He said they will provide replacement cost for the items, based on web
searches at Amazon.com and the like. Unfortunately on bicycles they do have
a limit of $1000, so I won't recover my loss entirely there. But for the
tools, I'm very hopeful that I will despite the fact that I am missing a
a video camera is faster for a general overview for this sort of thing, do
your whole house while you're at it. but it does seem prudent to get a few
detailed snapshots of a few key items also...
Well, the video camera's in the shop, but IMHO, I'd feel better about
getting prints made from a digital camera to put in the safe deposit box
than throwiug a video cassette in there. I'm in the computer bidness, and I
have a distrust of all magnetic media. If you want to tell me you could
take the video and put it onto a CD or DVD, that would be right, but not
necessarily easy. If you have a camcorder that records right to a DVD, then
I guess you're golden.
well, i agree about magnetic media as it concerns digital data because
losing even a single bit 'may' corrupt it unrecoverably if its the wrong
bit. i would never go to a clients site without at least two copies of
anything i needed if it was stored on magnetic media. but a vhs tape would
have to lose quite a bit before the image would become unusable for
it will last the 2-5 years until its time to do it again anyway... and like
i said, for big ticket items it does seem prudent to make photographic
hardcopy. but whatever works works... and hardcopy will work.
Video editing software is cheap. I shoot everything on a digital 8
camera, firewire it to the harddrive, edit it, add titles, fades, etc.
and then burn it to a DVD. You can also burn it to a CD (cheaper)
without too much loss of quality. For a record of what you own, a CD
would be fine.
A lot of the tool manufacturers have pdf files available for down loading
off of their web-sites. You might want to try there for any missing ones. Is
there anyone in particular you need? Maybe the group can help.
A good reminder that you should schedule coverage for anything that
isn't "normal household items". If you have guns, cameras, extra
computer equipment, tools or any other specialty stuff make sure it is
listed on a separate schedule and keep those schedules up to date. You
will pay more in insurance, but you will be covered on those items if
they are stolen or destroyed.
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