I'm safe! When SIL took "blackmail" pics, he didn't realize there was no film in the camera!!!!!
The tally so far is $195 for towing, $100(50 ea. to SIL & his friend the fire-chief who was there helping, so they could take their wives out to dinner), about $15 for brake parts, and another $200 for the deductible against the slightly over $1K estimate.
On Sun, 20 Mar 2005 17:20:00 -0500, the inscrutable "Norman D. Crow" spake:
That's good.
Huh? Did you turn in an estimate and are fixing it out of monies paid, less the deductible? I don't grok your math otherwise.
--- After they make styrofoam, what do they ship it in? --Steven Wright
Yup, already got the insurance check for $800+, so need to call body shop and get parts on order, then arrange a time slot.
On Mon, 21 Mar 2005 05:39:18 -0500, the inscrutable "Norman D. Crow" spake:
Wow, turning in a small problem like that to the insurance company? I sure wouldn't have. They might give me higher prices next year. My sister had her insurance yanked because she loaned her car to 2 people who had accidents in it. Nice friends, huh? (Both college grads with no insurance, BTW.)
Welllllllll, let's put it this way - What I've spent so far, plus the $200, I can handle. That other $800+ isn't gonna happen.
On Mon, 21 Mar 2005 20:10:52 -0500, the inscrutable "Norman D. Crow" spake:
I think I missed something here. You said you got the check for $800+ but then said the $800+ isn't gonna happen. What'd I miss? Did you order the brake parts from the body shop, or was there body/wheel damage as well?
Read my lips, Lazza . . got the insurance check for $800+, and I have to pay the $200 deductible. If I had to come up with the $800 on my own, it wouldn't happen(at least not very soon).
Probably, if I should live so long.
On Tue, 22 Mar 2005 21:41:37 -0500, the inscrutable "Norman D. Crow" spake:
What I'm still confused about is why you even MIGHT have to come up with $800 on your own since the total OOP was only $300, including graft/tips. And your $1k+ insurance check was pre-deducted so the $200 never came out of pocket, right? Why did you say you "plus the $200, I can handle" that when it was a deductible, not an expense? If the truck repair cost $1,000 I could understand, since it would be OOP. Oh, never mind. :-/
======================================================== Was that an African +
On Tue, 22 Mar 2005 21:42:16 -0500, the inscrutable "Norman D. Crow" spake:
Yeah, the way YOU drive.
If you get a chance (and haven't yet caught it) watch the History Channel's hourlong show about Ice Road Truckers. I was amazed and entranced.
======================================================== Was that an African +
Saw that sometime last year. Absolutely amazing -- the really amazing thing is the art and science that goes into determining the proper speeds and timing to avoid breaking through.
+--------------------------------------------------------------------------------+ The absence of accidents does not mean the presence of safety Army General Richard Cody +--------------------------------------------------------------------------------+
OK, once more to clarify. Original OOP was the $310 for towing, graft, tips, brake parts. There IS body damage to LF fender & headlight assy. where it was leaning against the tree(the one that was keeping the truck from turning turtle in the ditch). Ford body shop says replace the fender as it's too badly crushed to pull out & fix. Their estimate, not taking into account deductible, was about $925-930. The insurance adjuster came and looked it over, his estimate was about $1035-1040, less the $200 deductible, so they issued a check for about $835. To get the truck fixed I'll have to pay any difference between that check and the actual cost, or in effect, the $200 deductible. By time it's fixed, I'll be OOP about $500, but without that $800+ insurance check, it probably wouldn't get fixed, as I couldn't come up with that $800 OOP besides the other stuff.
On Wed, 23 Mar 2005 23:23:06 -0500, the inscrutable "Norman D. Crow" spake:
Ah, it was a fender bender after all. That was the missing piece. You hadn't mentioned fenders until now. OK, all clear. Thanks. (I kept thinking you Easterners had re-reinvented the New Math.)
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