I certainly would not loan out my tools indiscriminately.
However, I am lucky to live in a stable neighborhood with "neighborly"
neighbors who help each other. We have liverd here 24 years and are nto the
most senior residents. Many of of nearby neighbors have lived here 5 to 10
We help each other in many ways. If one of us has a big project, it is
common for others to just drop in to lend a hand. Often, when we lend tools,
it is with two helping hands attached.
Over the years, many of us have developed specialty interests with
collections of tools to match. Besides the specialty tool that you use once,
we can also "borrow" the expertise that goes with it. One of my neighbors is
a master gardener. Another works installing custom exterior trim for
commercial buildings. I have a well equipped power tool workshop, as well as
being a computer jock by day.
It is all a matter of trust. Over time, you learn who can be trusted to
return a tool in good condition and has the ability to use it properly,
versus the jerk who will either return a broken tool or forget to return it