Oh dear. You had better tell the people that make motorways that their embankments are all in danger of sliding into the cuttings, including the custom service station (complete with petrol/Diesel tanks)..;-)
I can assure you that by the time a few 50 ton tracked vehicles have spread and smoothed the soil around, its stable. Its also free of tree roots, unexpected voids, and underground streams.
Agreed that ORGANIC waste will decompose, which is why there IS normally a 20 year 'no build' clause and trial diggings before people CAN build on it.
But that wasn't the proposition. The proposition was to strip the topsoil, excavate the subsoil to form a lake, build a mound, and stuff the topsoil back on it.. You could even connect the lake via a canal to the river system, forming a nice flood water reservoir.
The advantages are two fold. You have created a larger reservoir for flood water, reducing downstream flow rates, and you have created an effective flood island, on which to put your houses. The houses need be nothing special whatsoever.
And it is really cheap.
I estimate that at 7 houses to the acre, a 70 house estate on 10 acres of mound with 10 acres of lake - about 200 meters square, and a 3 meter uplift, represents about 120,000 cu meters of soil to be shifted..lets say 200,000 tons. A big digger can fill a 30 ton dump truck in about 5 scoops..so you probably need about 4-5 of those and one digger and one to two bulldozers to spread it about..say 10 people. If that digger is pulling a load every ten seconds or so..
Thats about 30 tons a minute, so 6,000 minutes or 100 hours. Do it in three weeks ..Very roughly. Order of magnitude stuff. 1000 man hours at
10 quid an hour, say 10,000 quid? Spread over 70 houses? Less than £200 a house. Leaving some slack for machine hire etc.Compare and contrast with the cost of flood damage.
And look what you get..houses with a view overlooking a tranquil lake, all hung about with willows, suitable for summer bathing, fishing and boating. Or even winter skating... MMM. THOSE houses will be SNAPPED up.
AND your flood plain capacity is pretty much what it was..especially if you pump the lake (or let it evaporate) BELOW river level in dry periods.