VW recall

[Tough Guy no. 1265]

What a longwinded idea.

[Tough Guy no. 1265]

Why would you tell your insurer you painted your car? It doesn't make it faster or more dangerous.

[Tough Guy no. 1265]

Well they're not. I've never told mine of any silly little thing like this, and they've never refused to pay out.

[Tough Guy no. 1265]

The only fault lies in the test machinery that can be fooled by a clever car. Automotive technicians 1, Treehuggers 0.

[JoeJoe]

+1

...but then again, it is Big Business that runs this (and most other developed) country(ies), not the politicians...

[Bertie Doe]

The insurance angle isn't clear get and I guess the Assoc British Insures or the FSA should make a public statement soon.

Meanwhile, it's worth looking at the section on Good Industry Practice headed 'ICOB Rule 7.3.6.'

[tim.....]

There is a case where an insurer refused to pay out because the owner has stuck "go faster" stripes along their car without telling them

tim

[Roger Mills]

Apples and pears!

You use an awful lot of fuel in urban driving starting and stopping - which is not the same thing as driving at a lower constant speed on a motorway.

I get better MPG at a steady 70mph on a motorway than I do at a very much lower average speed (20mph if I'm lucky) around town - for the reasons explained in the previous paragraph.

[charles]

Motoring News - which I used to ready in the '60s - reckoned that if you paid for Go Faster tape in copper coins you would go faster since you'd reduced the load in the vehicle.

[Adrian]

Bit more to it than that...

Jesus-Car.jpg

And she's a vicar? So that'll be undeclared business use, will it?

[Tough Guy no. 1265]

I would assume contesting that would succeed.

My car has a sticker on the back saying "this car is limited to 155". It can however not exceed about 95 on the flat. I don't expect the insurance company to think the sticker means I've made it capable of 155.

[charles]

Of course, having such signs could attract vandalism.

[Dave Plowman (News)]

But do they define what a modification is? Fitting a different radio is a modification.

My renewal specifically asks if the car has been modified to increase speed, performance or acceleration.

But performance is a bit vague. Do I have to tell them if I fit the very best possible tyres to improve braking performance in the wet?

Bollocks, IMHO.

Do you tell them if your garage fits non maker parts like a battery, brake pads, tyres, etc? All modifications to the maker's spec.

Insurance companies can try and impose any conditions they like. Whether they would stand up in law is a different matter. And a modification which reduced the speed or acceleration of a vehicle would be laughed out of court if they seeked to get out of paying a legitimate claim for that reason.

[bert]

So their redress under SOGA is with the people who sold them it just as if I bought a washing machine that turned out to be rubbish. (The "people" I was referring to are the dealers not the purchasers)

[bert]

Or in this case the EU.

[bert]

IMO they could only reject a claim on this basis if the recall out standing was related to the cause of the accident claim.

[bert]

Actually some colours make the car more accident prone. ISTR green is not good. The other factor is cost of repair. So if for example you change the radio for a much more expensive model and it is stolen, they may only compensate to the value of the original manufacturers radio. I had another example of this when I fitted a roll cage to my Land Rover which went down through the front wing. When I pranged it because I had notified them the insurance company had to bear the extra cost involved in fitting a new wing.

[Tough Guy no. 1265]

Complete and utter superstitious twaddle. My Uncle used to say there was only one colour (I can't remember which) that he'd buy, because yellow attracts wasps, white looks like a police car, black can't be seen, etc, etc, etc.

Surely that is included in contents?

There would have been way more cost if there was no roll cage.

[Tough Guy no. 1265]

No, they shouldn't have to bother with all that shit. It's just a different emissions level, nobody gives a damn.

The dealers most likely didn't know.

[Bertie Doe]

It's a grey area. There's not much technical info from USA or Germany as to how the cheat-ware works or if there are any post-recall safety issues likely.

If I was one of the two guys in the two guys in this ng effected, I would email my Insurer now, saying there may be some sort of VW modification.

If I got no reply from Insurer, I would inform them again - after recall.

Anyhoo, the picture will be a lot clearer when the alleged recalls start in

2016.