Last few times I went on Internet banking with RBS they want to send a one
time code to my phone......well this morning the phone is out in the car so
I can't check my account.....very annoying you would think with three sets
of numbers and letters to input to get to there that would be enough
they should offer the alternatives of:
sending the code to a land line (obviously in an audible form)
or by providing a remote device that generates a one time code (obviously by
some mechanism unique to you and known to the bank)
but I don't think that any are proposing using it for online purchases
it makes what is supposed to be a generic interface, used by every holder of
an "anybank" card, too clunky
(For those of you who don't have one, it requires you to be told what
reference number to enter into the machine, the other methods of
verification don't require that)
As a matter of interest, I recently pointed out to Paypal that I don't
have a functioning mobile phone most of the time (all the time at home)
and they said to forget about 2FA "for now". Watch this space, I
On Mon, 12 Aug 2019 15:32:31 +0100, Harry Bloomfield, Esq. wrote:
Some German banks are ceasing SMS for this as it's too easy to spoof - IP
Spoofing? GB, of course, is just starting - what could possibly go wrong!
Anyway, it's all to reduce liablity for the bank and pass blame to the
victim. </conspiracy theory>
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