stupid RBS

Last few times I went on Internet banking with RBS they want to send a one time code to my phone......well this morning the phone is out in the car so I can't check my account.....very annoying you would think with three sets of numbers and letters to input to get to there that would be enough security .....

Reply to
Jim GM4DHJ ...
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Not really, no. That is why all banks have been instructed to move toward two factor authentication.

Reply to
John Rumm

STWNFI has this issue but she doesn't own a mobile phone!

Mikle

Reply to
Muddymike

the bank should provide an alternative means

tim

Reply to
tim...

Had to google that and still no wiser. Anyway whatever it is you could always get another one :-)

Reply to
newshound

so what does she do ? ....

Reply to
Jim GM4DHJ ...

free phone free phone free phone......now now now

Reply to
Jim GM4DHJ ...

they should offer the alternatives of:

sending the code to a land line (obviously in an audible form)

or by providing a remote device that generates a one time code (obviously by some mechanism unique to you and known to the bank)

tim

Reply to
tim...

It's STWNFI - She Than Whom None Fairer Is

Reply to
Bob Eager

Jim GM4DHJ ... presented the following explanation :

Money Dashboard and/ or an Iphone with fingerprint/face recognition.

All the banks are upping their security levels.

Reply to
Harry Bloomfield, Esq.

Many banks already issue card authentication devices that could be used for this type of task.

Reply to
John Rumm

but I don't think that any are proposing using it for online purchases

it makes what is supposed to be a generic interface, used by every holder of an "anybank" card, too clunky

(For those of you who don't have one, it requires you to be told what reference number to enter into the machine, the other methods of verification don't require that)

tim

Reply to
tim...

Some German banks are ceasing SMS for this as it's too easy to spoof - IP Spoofing? GB, of course, is just starting - what could possibly go wrong! Anyway, it's all to reduce liablity for the bank and pass blame to the victim. </conspiracy theory>

Reply to
PeterC

actually

no, it's not

tim

Reply to
tim...

As a matter of interest, I recently pointed out to Paypal that I don't have a functioning mobile phone most of the time (all the time at home) and they said to forget about 2FA "for now". Watch this space, I suppose.

Reply to
Roger Hayter

on 12/08/2019, John Rumm supposed :

and they are suggesting that as an alternative.

Reply to
Harry Bloomfield, Esq.

That?s why they hand you a free little gadget if you ask for one.

Reply to
jleikppkywk

Yep.

Just f***ed documentation.

Reply to
jeikppkywk

if they implement it that way

because they are currently disinclined to implement it that way

tim

Reply to
tim...

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