The boat already has one from the builder but doesn't need any others (regarding the electric propulsion) because none of it is permanent.
Not really an issue in an open dinghy. ;-)
Yes, especially with a wet / flooded battery and conventional (non recombination) vented caps. And also typically only when there is excess (or too high a level of) charge and the surplus energy is dissipated by 'gassing' (liberating hydrogen). Again, as I won't be charging the batteries in my 3m folding dinghy and the batteries don't have flooded cells but the electrolyte held in solid suspension in the form of a gel (to a level where if you smashed the bottom corner off the battery, *no* electrolyte would leak out) ... and the caps recombine any gasses liberated by any overcharging and convert it back into a liquid (not that there is any in these gel batteries and they are 'electrolyte starved' ...) I think I should be ok. ;-)
And that should be just as well as they are typically what you find in most mobility scooters (except those now going over to Li-Ion).
Yup, been there and done that (as a kid) but I was doing all the things you shouldn't.
Even my chargers are 'spark free' (intelligent) but even though they are I still turn them off from the wall before disconnecting the leads.
Now, you could smell when the 8 x 200Ah 6V traction lead (wet) acid batteries were fully charged in my electric Moke from quite a way off (downwind). ;-)
Cheers, T i m