About 20 years ago, I was a front seat passenger in a car in a car with only a driver airbag involved in a nasty accident - not the driver’s fault.
I vividly recall seeing the driver’s airbag inflate and thinking ‘where is mine?’.
Both cars were write offs. Everyone walked away, unhurt.
The driver of the other car had ‘history’. The local police turned up and knew him.
My friend- a work colleague- eventually extracted the money, or his insurers did I suppose.