Public liability insurance for boiler installation

Jan 22, 2006 4 Replies
N

I have just been quoted for a boiler installation. The Ts and Cs say:



~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ "XXXX (The company) shall not have any liability for any indirect, special or consequential loss or damage or loss of profit with the exception of damage for death or personal injury. The total liability of XXXX under this agreement shall not exceed the price paid". ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~



In other words, if the job is priced at, say £2000, and my wife is electrocuted as a result of negligence by XXXX, any compensation would be capped at £2000.



Is this a reasonable clause?



There is no mention of public liability insurance on any of XXXX's documentation.


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A

It's illegal if it even attempts to limit liability for death, which it would appear to do from what you posted. Suggest you walk away, after pointing that out if you so choose.

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J

ISTM that the "with the exception of damage for death or personal injury" line was excluding liability for death from the limitation (i.e. making the liability unlimited)

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E

It is an absolute condition of CORGI memebership to have adequate liability insurance. The company should not need to have to this T&C.

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C

What part of "with the exception of damage for death or personal injury" do you have difficulty understanding?

Christian.

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