Private health

Isn't it?

For emergency and routine treatments it certainly is

for elective treatments, surely they can just go back home for that if their GP refuses to refer them.

I bet it's not more expensive than the £6000 I had to pay in Germany to "buy in" to their health care.

But having 'comprehensive sickness insurance' is applied as a condition of residence status. Reliance on the UK-NHS for this has never been acceptable.

At the moment access to NHS services is very hit and miss even for UK citizens (backlogs now counted in years), the 'hostile environment' (thanks Theresa) for those not classes as 'british' just makes things worse.

It most definitely wasn't a rant

Going in for a hernia op next month which will cost £3.6k. Worth it if it saves me more than a year of discomfort and restricted activity.

PAYG is the way to go unless you are under 50.

Premiums are high after then and the PHI's have a habit of diqualifying 'pre-existing conditions'.