OT: Credit rating drops after paying mortgage

R D S · 2022-04-28T10:31:56+00:00

A heads up if you're precious about your credit rating, I'm not particularly but I was surprised to get an email to say that there had been activity that had reduced mine.The only thing I could think of was recently making the last payment on our mortgage, I had rather expected my rating to go up but no, i've logged into checkmyfile and there's a 40 point dent in it.So if you *are* precious, stretch that mortgage out and treat yourself!