Place I was working at yesterday, the lady next door was the manager of the local Magnet branch.
She asked me if I wanted to open an account, an hour later the rep came around! Gave me a goodie bag, tee shirt & free Irwin jack saw. Didn't want trade or bank references, or bank details.
They have a deal where if you open an account you get 20 tubes of silicone free! Don't have to spend anything.
Doubt I'll ever spend much with them, but I've got enough silicone to last for months.
You can also get £100 off your first order if its over £150, so if anyone's looking for a new front door or something it could be worth a look.