I don't find you annoying, but if you are unenthusiastic about doing it in the first place and come up with reasons "Like Mice will get in" , and then" I'll lose space in the Bungalow" looks like you would rather adopt glass half empty rather than glass half full attitude.
I would have thought that you and your other half agreeing on what route to take would be the first thing to do before asking how to do something.
I don't want to know your personal details , but even people who own thier own property can sometimes get help with upgrading heating systems if they are elderley or disabled. Father and Mother got help with new windows , rewiring and a stairlift and the existing heating off a Rayburn modernised. I think it was the Anchor housing association that gave them the grant.
G.Harman