Corgi home plan

So far, you've saved £1200 by not having it. If, for some reason, you think you're going to need more than £1200 of repairs doing to it over the next 6 years, then it sounds reasonable. Depends what it covers, e.g. does it fully cover a new boiler if yours if beyond economic repair? Generally, such insurance is never worth it from the financial perspective, or they wouldn't make any profit from offering it.

Ignoring the financial side, you might want some arrangement which gets you quick emergency cover if the system is essential for a vulnerable person. You may do better simply identifying a local Gas Safe person, such as whoever last serviced it (that service cost seems quite low to me - barely even covering callout).

Bear in mind that Corgi are now just another gas maintenance company, and have nothing to do with registrations or safety schemes. They now own the name, and are using it for all they are worth.

It includes providing a new boiler up to 12 years old. He is very reasonable for routine servicing but not reliable enough for emergency breakdown callout. Its having someone reliable I can call on 24/7 as I am often not here for several days. The company I used when the PCB packed up last year, and the one that installed it are no longer trading!

Mike

I've had a couple of mail shots from them. Interestingly nowhere does it indicate they are a Limited Liability company, which in the event of problems the owners themselves would be personally liable. The text also contains the phrase - "the likes of British Gas" which is not very professional. I filed it in the "cowboys" bin.

It basically says, 'we are not gonna supply you with a free boiler under any circumstances'

And

well that accounts for 99% of why the fecking thing stopped working within the first 12 years.

so put the £12 into a saving account every month .....

It used to be a charity. Don't know current status.

That is a very tempting idea, must seek out a local firm that offers a reasonable callout.

Mike

Annual service suggests things are done or replaced as a routine. In fact, it is nothing more than an inspection. Modern boilers don't need cleaning every year as was once the case.

You'd do better by simply saving the money so it is available for repairs etc as needed. Unless you think these firms are giving money away. ;-)

In over 30 years I have never taken `extra` insurance for any gas or elecrical item, it is just another avenue for making more profit fo companies. As others have said stick a few quid away in a bank account. At some point yes you have to replace items but that would happen regardless on insurance cover. To date I have had 3 wash machines in over 30 years, current one I fixed for £11. Central heating boilers only had to replace one after 21 years as it was the old type and they would probably have condemned it. Dish washers had 2 in 30 years. TV only ever bought one (friends keep upgrading and giving us the old ones) I hate to think what the cost of extra cover for these items would have been over the 30 years. Naw stick your cash in the bank.