I haven't owned a cellphone for five years yet!
I have never paid more than $100/year for my Tracfine service. Early on I did buy two phones for $30 each (Android 4 and then Android 5). Now that I know about the deals on HSN, I can get a phone free with a year service for under $100. See:
I now have an Android 6 with 16 GB. I am waiting for the J3 to come out with Android 7. I am paid up through next November. I expect a new phone to be out before then.
Early on I did buy some cases and RF bags. Say $30. Now an adequate case is included in the HSN deal.
Most people (i.e. the ones that don't steam music or videos) are grossly overpaying for their cellphone and service.
Don.