OT Chase Bank has sent me 3 or 4 identical emails saying to update my income so I can have a higher credit limit.
But today it sent a different style. They are really putting a lot of effort into this. They could if they wanted just increase my limit because I pay my bill completely and promptly, have never been late (because it's automated). In fact they did that once. They started me off at 700 and raised it 6 or 12 months later to 2000 without my asking for it.
They seem to have an undue interest in my income level, and I think there might be an ulterior motive, not about raising my credit limit.
Today's email says:
Are you interested in more personalized offers? [***]
Update your income Updating your income can help Chase determine if you're eligible for a higher credit line.* We may be able to offer you added purchasing power and other benefits, based on the information you provide.
- We may also refer to your credit line as your credit access line or your credit limit
The footnote strikes me as a little strange, also.
***No. I wonder what they would be, but I don't wonder enough to subject myself to them.P.S. (Okay, there was no S.) I found this where they want to know the income level of someone with a checking/savings account, from 4 years ago:
But this doesn't apply to the letters they send me, I think.