On 05/08/2017 12:32 PM, Micky wrote:
Just out of curiosity, which country/countries are you visiting?
Actually it was so long ago had almost forgotten in earlier comment re:
_MANY_ years go, employer had subsidiaries/cooperative European ventures
in Germany, France, Spain and spent fair amount of time at those
locations, particularly Germany. Was somewhat interesting to we
'Murricans to find the beer on tap dispensers in engineering offices for
a reactor vendor as we would think of a soda fountain in the break room. :)
While in many ways the German equivalent was much more stringent to deal
with, don't think the NRC would have approved if had tried that in the
The more recent (altho as noted, that's now approach 20 year since which
seems impossible to have been already) were all in England/Scotland
altho did take side trip to France one year when youngest daughter was
HS senior; we took her to Paris as she had been fixated on that since a
05 May 2017 01:44:48 GMT in alt.home.repair, wrote:
Sort of... You're very close though. It can also affect a credit
card transaction in the same manner. It's not restricted to your
debit card. They don't know how much money your card has available,
so, if you only had, say $20 available and you pumped $50 worth,
they're eating $30; since they do the transaction AFTER you receive
They can't very well reverse the pump and get that gas back from
you. So, they place a hold on your card that's settable by them, and
*should* cover however much you might use at their pump. Your bank
and the ACH network determines how long that hold actually lasts,
not the gas merchant. The merchant just controls how much of a hold
they're going to place on you. Just to make sure you can pay for the
gas you pumped.
If you want to avoid the entire process, go inside and swipe your
card at the cash register. This also reduces the chances of your
card being skimmed, since it's much harder to modify the cash
register equipment (pending the cashier isn't in on it) than it is
to play with the gas pumps card reader.
Don't take my word for it, see here:
One little thing the article doesn't mention is what happens if you
pump more gas than you can pay for using that card...Bring another
card and/or cash with you, or just prepay for a specified amount and
swipe your card for that amount, prior to pumping, INSIDE the store.
Otherwise, if you pump the gas and can't pay for it, well, you won't
be having a good day.
If your familiar with the vehicle, you should already have a good
idea how much gas it can drink to full up.
I would like to apologize for not having offended you yet.
Please be patient. I will get to you shortly.
You in the back, chewing gum. You finally have something to
I think notifying me of a hold is good, but they should in the email
distinguish holds from charges, and they should email me when the hold
is lifted, and they should email me the actual charge. Otherwise, the
whole email alert systerm is more lame than a 3-legged cat.
In this case I made sure I had plenty of money, because it's illegal
to work here when you're a tourist. ;-)
And most places insist on a credit card for car rental. I don't know
why since I learned you can put a hold on debit cards too. And
does't the hold on the credit card t ies up that amount of credit,
which for some people is more likely to be spent than money!
I do usually pay cash, certainly almost always in the states. But
here the maximum I can get from a cash machine is afaict about 75
dollars a day. At least that's the biggest number they offer you. At
some machines you can type in your own number if you want, ... I did
get 125 once, but I know when I tried for 200 or was it 250, it
woudln't do it. And it didn't bother to say it might work if I put
in a smaller number. It just "This service is not available to you."
And though the machine is only 4 blocks away, there's no place to
park. I've become like the locals, parking illegally for something
short like this, but I don't like it.
Today I started high and worked down but and the most I could get was
about $125, at least at the bank 4 blocks away. And that doesn't last
long with restaurants, museums, and other admissions.
The commission is not high, about 3% on v. small amounts but 1%
above... I have to check again.
Back to the gasoline thing, why do they check if your debit or credit
card has enough to pay even for more than will go in your tank, but
if you plan to pay cash, they don't check in advance** to see if you
really have the cash?
Why would their remedy be different? They can hold your card until
they get a Yes, which seems to only take a minute because now they
give the card back to me only a minute, 2 at most, after I give it to
them. So if, after charging the gas, the electronic charge bounces,
they're in the same position they woudl be in if you were going to pay
cash and then didn't have any. **(I'm almost certain they don't
ask for the cash in advance, but I'll check. )
I forgot about that, because in the states I use the debit card all
the time (I'll have to check if I get emails about more money than I
actually spend at US gas stations, self-service. The only place near
me with service is New Jersey, where the law requires them to give
But here, one guy told me that you don't have to pay in advance. Glad
you reminded me I might be wrong. I'll check on that some more. But
even if it's the same here, that doesn't change the fact that they
send notices and call them "transactions" when they are only holds,
they don't say either in the email or in a later email when the hold
is released (it might be 30 days in some cases and that might be why
the car rental keeps doing it again every 30 days) and it doesn't send
one specifying the actual amount charged.
On an earlier occasion, I was talking to BOA when a charge disappeared
(because he couldn't get the pump to work, but it took hours or tens
of hours to disappear), and I asked her, Why didn't I get an email.
She said, We didn't cancel it, the merchant did. This also means it
DID show up on my monthly statement -- I remember that I saw it there
-- even though it was just a hold, unless it was an actual debit that
later got reversed. Either way. That's some hing I can definitely
check out. Usually I buy gas on the way out, or in the middle of the
day, and when I come home I'm tired and I put off buying gas until the
next day. But I can buy it just before I get back here, and see if
the amount at first matches what is on the pump, or is greater.
Transaction: The act of transacting.
verb (used with object)
1.to carry on or conduct (business, negotiations, activities, etc.) to
a conclusion or settlement. Synonyms: enact, conclude, settle,
verb (used without object)
2. to carry on or conduct business, negotiations, etc.:
He was ordered to transact only with the highest authorities.
So I'm right. Unless you call a hold a conclusion or settlement, and
I don't, it's not a transaction.
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