I purchased a 13 cubic foot upright freezer from Sears in July of 2006. My wife and I were away last weekend. We returned to find a few hundred dollars of spoiled meat and fish. We never buy protection plans because plans because they only extend for five years and we expect major appliances to be functional beyond five years. If they were 20 year plans, I'd gladly pay for them. But 18 months seems to me to be unreasonable.
Since I have yet to discuss this with Sears, I like to know anyone's knowledge and experience.
Dick