High speed are used for soft stuff like plastic. They last a while on metal.
Colbalt and black oxide and titanium are supposed to last longer than high speed.
Carbide are for masonry, ceramic, glass, etc.
I'm not sure an indsutrial is any better. My problem is that most drill assortments take up a couple dozen cubic inches of air space around a dozen or so drill bits. They used to sell drill bits in a flat case that I really liked.