On 10/23/2013 1:14 PM, firstname.lastname@example.org wrote:
I don't have a problem with charges. I want to pay cash and keep the
money in my pocket. It you want to use a middle man service for your
finances, you should pay for it.
Shoe store I buy from offers 5% discount for cash. Recently, I made
purchases in excess of $1000 from two local merchants. I offered them
my debit card or a check. They chose the check.
+about 235... :)
We've used CC since college days but have paid any interest only a
half-dozen times when some unforeseen scheduling circumstance caused a
payment to be late a day or so in the olden days when mail was the only
manner by which to do business...I'd estimate in that 50 yr period total
would be <$100.
It simply is far easier than carrying cash or writing individual checks
at every establishment or gas station and gives a few days to weeks
"float" on the side. That isn't of much value these days w/ 0-interest
essentially, but in "normal" times that also added up...
If it isn't on open account locally or w/ cc traveling or at places that
don't have accounts, basically I don't do it 'cuz I've never got more
than $40-50 in cash and generally far less than that and I don't carry
the checkbook routinely...
A half-dozen checks a month as opposed to a bunch is a no-brainer for me...
On 10/24/2013 8:46 PM, email@example.com wrote:
Some places will with an ID and they run it through a (pay for) service
that guarantees the check. Not sure of the details.
It is also possible for a merchant to electronically deposit your check
virtually immediately so there is no longer any float. Quick as a
I happen to like Aldi and my Visa card works both ways so I've had to
remember my pin number. My card works at the teller window at my bank
and I don't have to write a check anymore to get cash at my bank. I do
see a problem with becoming a cashless society. It would mean that the
government could tell you that you must do something and if you refused,
your money would be turned off. I now see that coming with health care. o_O
On Fri, 25 Oct 2013 00:31:31 -0500, The Daring Dufas
At the rate we are going, they can eliminate the fees on card and just
take 3% of our income when direct deposited and GIVE it to the banks.
I just don't like the idea they are getting a piece of everything we
do. Sure, I use card for convenience at times, but try to use cash
for anything under $100, more if I plan ahead to carry extra cash..
On 10/25/2013 1:31 AM, The Daring Dufas wrote:
I haven't got the source, but I do remember some about
the new plan wants your bank account number, so that
they can make automatic payments from your account.
As to shutting off money, no party line Democrat would
have anything to fear from the government.
The government has always been able to shut off the money -- declaring "bank
holidays" during the 1929 depression, for example. See:
If you don't like the government's money, switch to bitcoin. It's
None of them here -- there is one at one of kid's places of residence;
don't even recall which one, now. The one card is AC/DC but I don't
know the PIN and never will....in fact, this reminds me that I don't
think I ever activated it when they sent the new one. I ought to try
the CC side and make sure it's working just in case. I normally use a
different one only on rare occasions use the other (the one accumulates
miles into the long-term FF acc't so just keep on w/ it even though no
longer in consulting gig travel is way down it does pay for a family
trip every year or so--daughter and sil flew here from Olympia last
winter using those miles that couldn't have done themselves. And I just
do (and will) not routinely carry significant amounts of cash.
Actually, the law recently changed on this.
Starting this year, retailers can now charge extra for using a credit card.
I think this is a good thing. Credit card companies charge the retailer, so
that company should pass that charge on to people who use credit cards. Cr
edit cards are not free.
On Wednesday, October 23, 2013 8:10:44 AM UTC-7, Guv Bob wrote: > This is a result from my recent dealing with a plumber who tried to add a
On Wednesday, October 23, 2013 1:26:27 PM UTC-4, bill firstname.lastname@example.org wrote:
Yeah, I don't see why people have a problem with this.
It's another example of big govt getting involved where they
have no business being. If a gas station wants to charge 5 cents
more for credit cards, why shouldn't they be allowed to?
It's their business. They have to pay the credit card company
an additional fee. If I'm willing to pay cash, why should
I have to bear the cost of others who choose to use a credit
And every place I've been, where there are businesses that
charge an extra fee, there have been plenty of others that
you could chose to go to that don't. Around here, NJ, the
only ones doing it that I've seen are gas stations. Plenty
of them, most probably, don't charge extra.
Around here, it's called consumer protection and we've fought long and hard
for the laws that finally give the average consumer some way to avoid being
screwed by merchants and companies who are only too happy to tack on fees
just because. The airlines have become particularly good at such things.
You may live in a city where there is plenty of competition. That's fine;
but a rural area or small town with a couple of gas stations is not a hot
bed of competition -- especially if the owners talk to each other at the
monthly C of C meetings. I don't want the government to do everything for
me; but I do want a level playing field and a fighting chance to get a fair
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