Hmm. Then you don't deal with retail establishments that a) process a huge
volume of checks or b) have dodgy customers. Stores that subscribe to
TeleCheck (and similar) that guarantee the check for a small fee have to
have some fast and easy way to communicate the check's information. These
firms use check scanners.
Recently I wrote a (large) check to a physician. The Telecheck check-reader
thing-a-majiggy went "TILT" and I thought the help behind the desk was going
to fidget to death!
The problem was a miss-read.
Feeding the check through the machine again yielded a green light and they
quit beating me.
You've never had them scan a check then hand it back to you? Checks
are often converted to EFTs now (have been for *years*). Some simply
destroy the check (perhaps so you don't get upset) while others will
hand it back for you to destroy. The wonders of modern banking. :-(
Yeah, that is really frustrating. I have been saved numerous times in the
past having a cancelled check in my possession to show payment. One of the
reasons I kept my bank account in Texas when I moved to Tucson was because
cancelled checks were returned to me. Now, I very seldom get a cancelled
check -- most of the checks are scanned and destroyed by the receiver.
If I'd have wanted electronic fund transfer, I'd have set up electronic
If you're going to be dumb, you better be tough
OK, I will scan it. This is a "check" that is made to look like a
Wells Fargo check. I have another Wells Fargo check from a customer,
and they look somewhat different, on the real one thereis a logo of
WFC, for example.
(I own 1000 shares of Wells Fargo also)
On Sat, 18 Apr 2009 08:27:37 -0400, Spehro Pefhany
It is always possible that the check is genuine in the sense that
it is a stolen genuine check or a genuine check for an account
created for the scam w/ ISF.
Unka' George [George McDuffee]
He that will not apply new remedies,
must expect new evils:
for Time is the greatest innovator: and
if Time, of course, alter things to the worse,
and wisdom and counsel shall not alter them to the better,
what shall be the end?
Francis Bacon (1561-1626), English philosopher, essayist, statesman.
Essays, "Of Innovations" (1597-1625).
DO NOT DEPOSIT IT!!!!
The offender can get your bank account number.
Your post sounds EXACTLY like what happened to me last year. I called
the company that supposedly issued the check and spoke to their security
guy. He was VERY interested. It turned out that this particular
scammer had chosen the wrong company to pretend to be.
Last I heard the FBI was tracking him down.
Did the check come via UPS / FedEx / DHL? If so, they cannot do
anything. Only the US postal service can deal with interstate fraud
The following happened to me:
One Item worth about $1200 new on Craig's list for $300 or best offer, E
mail from buyer wanting item, offered to send check for item and shipping
costs to be paid to his shipper, since he was out of town. Check arrives by
UPS for $3900 and has instructions to sent $2000 to shipper $500 to me and
rest to him by my check all to PO boxes. I called the bank the check was
written on and they confirmed it was a stolen, not forged cashier's check,
that had the amount, siginature etc forged on it. Contacted Police, FBI etc
and they were uninterested. Recieved another check for another item on
Crair's list same routine except this was written on a company not a
caisher's check. Called bank and it was a stolen check, called company and
they got exicited and asked for the check which I sent them. My local bank
will not cash a cashier's check, they hold the check until they get the
money in hand before they give you a dime of it, to many people getting
burned according to the manager I talked to. Of the three checks I got all
three were stolen checks, all three were for $3900, all were sent UPS at a
cost of $35 shipping, all paid UPS with stolen credit cards. Two were e-mail
transactions and one was just sent to me and I never did know what for.
It's very common for criminals to get their hands on checks with valid
signatures, bleach out the "pay to" and "amount" sections and write in
other names and amounts.
Newer check producing technology combats this.
"Playing is not something I do at night, it's my function in life"
While that is true in theory, it doesn't work out in practice, bank
clearing procedures are going digital, the front and back of the check is
scanned, then the check is destroyed. Just a digital image is being
transferred between financial institutions.
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