Perhaps I have missed some critical detail, but it seems to me that the solution you are proposing only seems to make use of the solar heat to reduce the costs of your hot water supply.
If this is the case it will do nothing to reduce the costs of your heating. Since you are probably spending less that 10% of the total gas bill for the boiler on hot water in the first place, you are going to make it very hard to get any meaningful payback on this.
Even if you could achive a 50% saving (highly unlikely as a year round average) in your hot water costs with the use of solar, you are only going to see a reduction in *total* costs of 5% or less. This will never payback the investment in solar kit and your time.
The usual purpose of this "complexity" is to aggregate the output of several sources of heat into a thermal store of some sort. This in turn can be used to reduce both *heating* costs (and possibly hot water as well).
No sure I follow that...
Well, it does mean you can use less of it and hence achieve a faster combined flow rate. So faster bath filling etc.
Perhaps you use more hot water than me, but I doubt I spend more that £100/year on it. How much are you hoping to save?
Most regulate the heat input based on the *output* temperature of the water. So implicitly that takes account of the input temperature.
On old ones "yes", on modern ones "no" (in general).