Not a problem if the purse is open and ready. The ones that piss me off are
the ones that wait until the cashier tells them the amount due and then they
open the pocket book, take out the purse count out the money. Did they
think it may be free? Don't get me started on check writers.
When I find myself behind one who waits for the total to start rummaging
around in her purse for her check book, I ask her, stage whisper, "Let me
ask you, did you think the name of this store might change while your
purchase is being tallied? Or maybe the date? Or YOUR name?"
The last time this happened, the lady indignantly retorted: "If you say one
more thing, I'm calling the manager!"
I replied: "One more thing."
Much hilarity followed.
Which is why I never pay cash at a gas station but use my credit card
at the pump.
Besides people like that there are the ones buying Slurpies and
burritos or whatever other junk food is offered and you end up wasting
10 minutes of your time.
and the cashier doesn't stant there for five minutes scratching their
head trying to figure out the change when the customer says "oh, I
have the 2 cents here" after the sale of $27.97 is rung in and a fifty
has been given in payment.
On Thu, 07 Oct 2010 19:09:20 -0400, aemeijers wrote:
I seldom use a CC for a small purchase, but one exception was for a root
beer float at Sonic ($1.07). This is a place where they bring it out to
your car and you pay there. They have CC machines and that's a lot faster
than dealing with change.
79 days until The winter celebration (Saturday December 25, 2010
In a restaurant in British Columbia a few years back the servers brought
with them to the table a wireless terminal on which they entered the
order, then at the end brought the terminal (or maybe a different one)
through which my CC was swiped. Wonderfully straightforward.
More often these days it's the other way around -- the most up to date
vendors don't require a signature for <$20 or so. At my company
cafeteria, at the local Subway, Target, and other places, they take
the card, swipe it, and hand it back. 5 seconds tops.
Now what takes time is the bozos who insist on paying with "exact
change", waiting until the whole thing is rung up before starting to
fish through their pockets/purses, carefully seeking out that last
nickel or penny needed. You should only be allowed to pay with
anything but bills if you have it out and ready to count when the
total is available.
And no more checks, especially if you wait until the order is rung to
start pulling out the checkbook, asking who to make it out to, and
selfishly writing all the details in your register before carefully
tearing it out and handing it over.
Well yes, but not exactly. Discounts for cash have been allowed for some time,
but few merchants beyond the odd gas station ever implemented it.
The recently passed Financial Reform Act made merchant agreement provisions
against credit card surcharges and minimum charge amounts legal.
The recent settlement between the US Government and Mastercard and Visa made the
merchant agreement provisions that prohibited surcharges for reward cards null
(and prevented merchants from refusing specific card types) and also limit the
amount credit card companies can charge merchants.
Amex is still fighting the government, claiming their market share is small
enough that they aren't restraining trade by using those rules.
I found this out when I refused to sign my signature on a computer
digitzer and the clerk at the speedy mkt told me they didn't need my
sig for purchases under $25. Same for most drive thru food chains. I
also notice gas stations will usually allow you to buy $75-100 max
purchase with no sig required if you use the card at the pump.
I refuse to allow my signature to be digitized. Regardless
of what the clueless clerks try and tell you, the system will still
spit out a hard copy (paper) receipt you can sign. If they refuse,
cancel the purchase and walk away. If they want your purchase,
they'll find someone who knows how the system works. If not, screw
I write "ask for photo ID" on the signature space on the credit card.
One clerk told me it voids the card, but he ran it through anyway.
Most don't bother to even look at the signature once the card is worn a
bit. I try to use only one card, presently citi and get 2% back and use
it for everything I can and pay it off monthly. Used to be when 50
bucks were accumulated you could ask for the reward, now it's 150. They
always mailed a check instead of just crediting it to the card. I
suppose a lot of the rewards checks don't get cashed and that is why
they mail them instead of an instant credit to the balance on the card?
Sometimes they say they pay 5% on gasoline and restaurants but the way
the rewards are calculated and printed out it's hard to determine what
they pay on what. Most dollar only type stores take only cash or debit
cards. I wouldn't dream of having a debit card, someone can drain your
account if it were to get in the wrong hands, and my experience with
money is when somehow your money finds it's way to someone else's
pockets it's hard to get back.
HomeOwnersHub.com is a website for homeowners and building and maintenance pros. It is not affiliated with any of the manufacturers or service providers discussed here.
All logos and trade names are the property of their respective owners.